9810 Middleford Rd, Seaford, DE 19973 Property Records

Sussex County property record for 9810 Middleford Rd, Seaford, DE 19973

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,382 sqft · built 2019
Lot Size	3.6 acres (156,816 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Mar 2018)
Tax Bill	$2,032 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`331-6.00-158.05`

Property Details

APN / Parcel Number

Primary APN	`331-6.00-158.05`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,382 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	156,816 sqft (3.6 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9810 MIDDLEFORD RD
City	SEAFORD
State	DE
Zip	19973-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	E/RT 535 ACROSS FR BURTON ST LOT 6
Legal Subdivision	ALBIN A SMAGALA & DORIS A SMAG
Legal Lot Number	6
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	3
Census Block	3021
Census Tract	50407

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9810 MIDDLEFORD RD, SEAFORD, DE 19973-7511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2019	Deed of Trust, Mortgage · ARM FULTON BANK
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Dec 13, 2019	Loan Modification, Mortgage FULTON BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	20189028
Deed Book / Page	4853 / 278
Prior Transfer Date	Sep 10, 2014
Prior Transfer Doc	0043090069
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	9810 MIDDLEFORD RD, SEAFORD, DE 19973-7511
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0173510035
Date	Jan 24, 2019
Book Page	17351/35
Instrument	20190000002847

Lender

Name	FULTON BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Dec 1, 2026
Index	Other

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	9810 MIDDLEFORD RD, SEAFORD, DE 19973-7511
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181940221
Date	Mar 2, 2020
Book Page	18194/221
Instrument	20200000009125

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUSSEX DE
Property Address	9810 MIDDLEFORD RD, SEAFORD, DE 19973-7511
Document Number	0181050181
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9810 MIDDLEFORD RD SEAFORD DE 199737511, SEAFORD, DE 19973-7511

Mortgage

Document Number	0181050181
Date	Jan 22, 2020
Book Page	018105/000181
Instrument	3076

Lender

Name	FULTON BK NA
Address	VIRGINIA BEACH, VA 23462

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,032.00 (+6.61%)	$4,050 (-) Land $4,050	$539,000 (-) Land $98,800 Building $440,200
2025	$1,906.00 (+35.75%)	$4,050 (-) Land $4,050	$539,000 (+859.07%) Land $98,800 Building $440,200
2023	$1,404.00	$4,050 Land $4,050	$56,200 Land $8,100 Building $48,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	6 (2002–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2016 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 81% of Delaware
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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