9810 E Surfside Dr, Nags Head, NC 27959 Property Records

Dare County property record for 9810 E Surfside Dr, Nags Head, NC 27959 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,568 sqft · built 1980
Lot Size	0.286 acres (12,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,331 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`071811574141`

Property Details

APN / Parcel Number

Primary APN	`071811574141`
Alternative APN	`008905000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,568 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,500 sqft (0.286 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	071811574141
Old Parcel Number	071811574141
Street Address	9810 E SURFSIDE DR
City	NAGS HEAD
State	NC
Zip	27959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 16 BLK: SEC: PL: J SL: 51
Legal Subdivision	CHAWANOOK CAY
Legal Lot Number	16
Jurisdiction	DARE NC
Township / Civil Division	NAGS HEAD
Census Block Group	3
Census Block	3012
Census Tract	970400

Owner

Source: Dare County records · APN 071811574141

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	115 CARTER RD, THOMASTON, CT 06787-2002
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA
Dec 06, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2020
Deed Sale	Apr 01, 2020
Prior Sale	Jun 09, 2010 · Amount on Record
Deed Document Number	0002365658
Deed Book / Page	1835 / 122
Prior Transfer Date	Dec 06, 2018
Prior Transfer Doc	700059412
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	9810 E SURFSIDE DR, NAGS HEAD, NC 27959
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002404/564
Date	Aug 20, 2020
Book Page	2404/564
Instrument	700082492

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 06, 2018
Property Address	9810 E SURFSIDE DR, NAGS HEAD, NC 27959
Document Number	002273/342
Book / Page	2273 / 342
Instrument Date	Nov 28, 2018
Instrument	700059412
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CARTER RD, THOMASTON, CT 06787-2002

Mortgage

Document Number	002273/345
Date	Dec 06, 2018
Book Page	2273/345
Instrument	700059413

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Jan 01, 2040

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Nags Head Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,331.00 (+20.29%)	$1,043,900 (+75.21%) Land $516,300 Building $527,600
2023	$5,263.00	$595,792 Land $224,200 Building $371,592
2020			$1,043,900 Land $516,300 Building $527,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559704003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 1,001 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,150 units insured 149 under condo master policies
Nearby Flood Claims	1,909 (1979–2026)
Claims Outside the SFHA	449 of 1,909
Most Recent Claim	Jul 2026, tidal / storm surge
Claims By Storm	Hurricane Irene, Aug 2011 · 185 claims Hurricane Isabel, Sep 2003 · 399 claims Hurricane Dennis, Sep 1999 · 195 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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