981 Wise Rd, Lynchburg, OH 45142 Property Records

Highland County property record for 981 Wise Rd, Lynchburg, OH 45142

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,350 sqft · built 1901
Lot Size	14.3 acres (623,431 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Mar 1996)
Tax Bill	$1,633 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-08-000-069.00`

Property Details

APN / Parcel Number

Primary APN	`09-08-000-069.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,350 sqft Total Area
Gross Area	3,171 sqft
1st Floor Area	778 sqft
Attic	Attic
Attic Area	28 sqft
Basement Area	234 sqft
Finished Basement	234 sqft
Unfinished Basement	234 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	623,431 sqft (14.3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	327 sqft
Lean-To	448 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	981 WISE RD
City	LYNCHBURG
State	OH
Zip	45142-9761
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	14.312 ACRES
Legal Subdivision	MILITARY SURVEY NO 4163
Jurisdiction	HIGHLAND OH
Township / Civil Division	DODSON
Census Block Group	1
Census Block	1060
Census Tract	954700

Owner

981 Wise Rd, a rural home, is owned and occupied by two individuals who acquired it in August 2020.

Source: Highland County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	981 WISE RD, LYNCHBURG, OH 45142-9761
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Aug 10, 2020	Affidavit, Transfer
Aug 10, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 1996 · Amount on File
Deed Sale	Mar 8, 1996 · Amount on File
Prior Sale	Aug 11, 1993 · Amount on File
Last Transfer Date	Aug 7, 2020
Transfer Doc	987/5992
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	981 WISE RD, LYNCHBURG, OH 45142-9761
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	993/2645
Date	May 27, 2021
Book Page	993/2645
Instrument	202100003055

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

August 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HIGHLAND OH
Recording Date	Aug 10, 2020
Property Address	981 WISE RD, LYNCHBURG, OH 45142-9761
Document Number	987/5992
Book / Page	987 / 5992
Instrument Date	Aug 7, 2020
Instrument	202000003753
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 WISE RD, LYNCHBURG, OH 45142-9761

August 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HIGHLAND OH
Recording Date	Aug 10, 2020
Property Address	981 WISE RD, LYNCHBURG, OH 45142-9761
Document Number	987/5995
Book / Page	987 / 5995
Instrument Date	Aug 7, 2020
Instrument	202000003754
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 981 Wise Rd was $1,633.

Source: Highland County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Dodson Township
Unified School District	Lynchburg-Clay Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,633.00	$54,220 (-18.77%) Land $14,420 Building $39,800	$190,700 (-) Land $77,000 Building $113,700
2024	$1,633.00 (+32.87%)	$66,750 (+41.48%) Land $26,950 Building $39,800	$190,700 Land $77,000 Building $113,700
2023	$1,229.00 Homeowner's exemption	$47,180 (-) Land $19,460 Building $27,720
2022		$47,180 Land $19,460 Building $27,720
2021	$1,550.00		$134,800 Land $55,600 Building $79,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 981 Wise Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Wise Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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