981 Waterside Ct, Aurora, IL 60502 Property Records

DuPage County property record for 981 Waterside Ct, Aurora, IL 60502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,512 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$303,000 (Jun 1996)
Tax Bill	$11,692 (2025)
Deeds & Mortgages	May 2023 Transfer May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-18-105-006`

Property Details

APN / Parcel Number

Primary APN	`07-18-105-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,320 sqft
2nd Floor Area	1,192 sqft
Basement Area	1,304 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	10 ft deep x 7.9 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	981 WATERSIDE CT
City	AURORA
State	IL
Zip	60502-1382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STONEBRIDGE COUNTRY CLUB UNIT 45B ALL
Legal Subdivision	STONEBRIDGE COUNTRY CLUB UNIT 45B
Legal Lot Number	46
Legal Unit	45
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2005
Census Tract	846408

Owner

981 Waterside Ct is owned and occupied by two individuals who bought it in June 1996.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	981 WATERSIDE CT, AURORA, IL 60502-1382
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 8, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 1996 · Amount on File
Deed Sale	Jun 28, 1996 · Amount on File
Prior Sale	Oct 19, 1994 · Amount on File
Deed Document Number	1996107842
Prior Transfer Date	Aug 3, 1994
Prior Transfer Doc	0000207141
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	May 5, 2023
Property Address	981 WATERSIDE CT, AURORA, IL 60502-1382
Document Number	0000027668
Map Reference	DOC R93-054737
Instrument Date	Apr 12, 2023
Instrument	R2023-027668
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	981 WATERSIDE CT, AURORA, IL 60502-1382

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	May 8, 2023
Property Address	981 WATERSIDE CT, AURORA, IL 60502-1382
Document Number	0000027941
Map Reference	DOC R93-054737
Instrument Date	Apr 12, 2023
Instrument	R2023-027941
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 WATERSIDE CT, AURORA, IL 60502-1382

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	981 WATERSIDE CT, AURORA, IL 60502-1382
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093407
Date	Aug 24, 2020
Instrument	R2020-093407

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

The 2025 property tax bill for 981 Waterside Ct was $11,692.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,692.00	$168,505 Land $53,154 Building $115,351	$505,515 Land $159,462 Building $346,053
2022	$9,994.00 Homeowner's exemption	$125,180 Land $39,210 Building $85,970	$375,540 Land $117,630 Building $257,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 981 Waterside Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 981 Waterside Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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