981 Washington Ln, Waco, TX 76708 Property Records

McLennan County property record for 981 Washington Ln, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,217 sqft · built 2022
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-058055-001300-0`

Property Details

APN / Parcel Number

Primary APN	`14-058055-001300-0`
Alternative APN	`405771`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,217 sqft Living Area
Gross Area	2,779 sqft
1st Floor Area	2,217 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	284 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	981 WASHINGTON LN
City	WACO
State	TX
Zip	76708-7276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARINO ESTATES LOT 13 BLOCK 1 ACRES .51
Legal Subdivision	MARINO ESTATES
Legal Block	1
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2010
Census Tract	4104

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 20904, WACO, TX 76702-0904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage TIB NA
Mar 3, 2022	Special Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	981 WASHINGTON LN, WACO, TX 76708-7276
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 GURLEY AVE, WACO, TX 76711-1664

Mortgage

Document Number	0000008226
Date	Mar 24, 2023
Instrument	2023008226

Lender

Name	TIB NA
Type	Non-Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 3, 2022
Property Address	981 WASHINGTON LN, WACO, TX 76708-7276
Document Number	0000008281
Map Reference	FILE 2020041515
Instrument Date	Feb 28, 2022
Instrument	2022008281
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2023
Title Company	NOT AVAILABLE, AGT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 20904, WACO, TX 76702-0904

Mortgage

Document Number	0000008352
Date	Mar 3, 2022
Instrument	2022008352

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Bosqueville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,309 (+2.04%) Land $74,867 Building $259,442	$334,309 (+2.04%) Land $74,867 Building $259,442
2025	$3,526.00 (-11.96%) Homeowner's exemption	$327,640 (+4.94%) Land $68,200 Building $259,440	$327,640 (+4.94%) Land $68,200 Building $259,440
2024	$4,005.00 (+8.24%)
2023		$312,210 Land $68,200 Building $244,010	$312,210 Land $68,200 Building $244,010
2022	$3,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	3 (2016–2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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