981 Wallace Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 981 Wallace Ave, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleRanch
Year BuiltBuilt 1961
Square Footage1,608 sqft Living Area
Lot Size14,462 sqft (0.332 acres)
OccupancyOwner Occupied
Tax Bill$6,934.00 (2025)

Property Details

APN / Parcel Number

Primary APN041-312-16
Alternative APN
  • 041-312-16-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,608 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,462 sqft (0.332 acres)
Deck Area800 sqft Deck
Patio Area800 sqft Patio

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemFloor/Wall Furnace Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address981 WALLACE AVE
CityAPTOS
StateCA
Zip95003-4139
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Subdivision328 KING SUB 2
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2003
Census Tract122204

Owner

Source: Santa Cruz County records · APN 041-312-16

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address981 WALLACE AVE, APTOS, CA 95003-4139
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 13, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CASHCALL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address981 WALLACE AVE, APTOS, CA 95003-4139
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 WALLACE AVE, APTOS, CA 95003-4139

Mortgage

Document Number0000001696
DateJan 12, 2021
Instrument2021-0001696
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address981 WALLACE AVE, APTOS, CA 95003-4139
Document Number0000039089
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedDec 11, 2017
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address981 WALLACE AVE APTOS CA 950034139, APTOS, CA 95003-4139

Mortgage

Document Number0000039089
DateNov 21, 2017
Instrument39089
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$487,558 (+2%) Land $294,374 Building $193,184
2025$6,934.00 (+11.3%) Homeowner's exemption$477,998 (+4.04%) Land $288,602 Building $189,396
2023$6,230.00 (+2.59%) Homeowner's exemption$459,438 Land $277,396 Building $182,042$946,170
2022$6,073.00

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