981 W Union Rd, Walhalla, SC 29691 Property Records

Oconee County property record for 981 W Union Rd, Walhalla, SC 29691

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,798 sqft · built 1959
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2020)
Tax Bill	$890 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`177-00-03-012`

Property Details

APN / Parcel Number

Primary APN	`177-00-03-012`
Alternative APN	`19037`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,798 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Shingle
Lot Area	81,022 sqft (1.86 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Account Number	19037
Old Parcel Number	177 00 03 012
Street Address	981 W UNION RD
City	WALHALLA
State	SC
Zip	29691-5836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST UNION RD (1.86 AC)
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	1
Census Block	1055
Census Tract	30402

Owner

981 W Union Rd is owned and occupied by an individual who bought it in July 2020.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	981 W UNION RD, WALHALLA, SC 29691-5836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Nov 19, 2013 · Amount on File
Deed Document Number	25
Deed Book / Page	2581 / 220
Record Updated	Jun 8, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 1, 2020
Property Address	981 W UNION RD, WALHALLA, SC 29691-5836
Document Number	0025810220
Book / Page	002581 / 000220
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 W UNION RD WALHALLA SC 296915836, WALHALLA, SC 29691-5836

Mortgage

Document Number	39830181
Date	Jul 1, 2020
Book Page	003983/000181

Lender

Name	GRACE L CROW
Address	PO BOX 175, WEST UNION, SC 29696-0175
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	24 Months
Due	Jun 30, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 981 W Union Rd was $890.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$890.00	$8,687 Land $976 Building $7,711	$217,170 Land $24,400 Building $192,770
2023		$8,687 Land $976 Building $7,711	$217,170 Land $24,400 Building $192,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 981 W Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 W Union Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, West Carolina Rural Telephone Cooperative.

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