Kennebec County and Waterville City property record for 981 W River Rd, Waterville, ME 04901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,674 sqft · built 1950 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,500 (Apr 2019) |
| Tax Bill | $3,585 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:002 B:020 |
| Primary APN | WAVL M:002 B:020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 46,609 sqft (1.07 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1228 |
|---|---|
| Old Parcel Number | WAVL M:002 B:020 |
| Street Address | 981 W RIVER RD |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 20 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 24202 |
Source: Kennebec County and Waterville City records · APN WAVL M:002 B:020
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 88 RICE RIPS RD, OAKLAND, ME 04963-5233 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 10, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage T&H INVESTMENTS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Deed Book / Page | 13183 / 322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Jun 03, 2026 |
| Property Address | 981 W RIVER RD, WATERVILLE, ME 04901-4405 |
| Document Number | 0000011325 |
| Book / Page | 15744 / 71 |
| Instrument Date | May 27, 2026 |
| Instrument | 202611325 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 981 W RIVER RD, WATERVILLE, ME 04901-4405 |
| Document Number | 2026011325, |
|---|---|
| Date | Jun 03, 2026 |
| Book Page | 15744/71 |
| Instrument | 202611325 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Jun 03, 2026 |
| Property Address | 981 W RIVER RD, WATERVILLE, ME 04901-4405 |
| Document Number | 2026011325 |
| Book / Page | 15744 / 71 |
| Instrument Date | May 27, 2026 |
| Instrument | 202611325 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 981 W RIVER RD, WATERVILLE, ME 04901-4405 |
| Document Number | 0000011325, |
|---|---|
| Date | Jun 03, 2026 |
| Book Page | 15744/71 |
| Instrument | 202611325 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Apr 10, 2019 |
| Property Address | 981 W RIVER RD, WATERVILLE, ME 04901-4405 |
| Document Number | 2019006422 |
| Book / Page | 13183 / 322 |
| Instrument Date | Apr 09, 2019 |
| Instrument | 2019006422 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 RICE RIPS RD, OAKLAND, ME 04963-5233 |
| Document Number | 2019006424 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 2019006424 |
| Name | T&H INVESTMENTS |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2019006423 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 13183/323 |
| Instrument | 2019006423 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Kennebec County and Waterville City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,585.00 (+9.77%) | $210,900 (+28.52%) Land $39,300 Building $171,600 | |
| 2024 | $522,215 | ||
| 2023 | $3,266.00 (+39.75%) | $164,100 (+81.53%) Land $30,200 Building $133,900 | |
| 2022 | $2,337.00 | $90,400 Land $22,800 Building $67,600 |
Source: FEMA National Flood Hazard Layer, Kennebec County (23011C), updated February 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230110242023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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