981 W 15th St, Upland, CA 91786 Property Records

San Bernardino County property record for 981 W 15th St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,513 sqft · built 1977
Lot Size	0.23 acres (10,004 sqft)
Owner	Trust Name on File
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1006-153-19-0000`

Property Details

APN / Parcel Number

Primary APN	`1006-153-19-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,513 sqft Living Area
Gross Area	2,203 sqft
1st Floor Area	1,513 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,004 sqft (0.23 acres)
Lot Dimensions	122 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	211 sqft
Patio Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	981 W 15TH ST
City	UPLAND
State	CA
Zip	91786-2268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9023 LOT 2
Legal Tract	9023
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1011
Census Tract	818

Owner

981 W 15th St is owner-occupied and held in a trust since December 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	981 W 15TH ST, UPLAND, CA 91786-2268
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Quit Claim Deed, Transfer UNISOURCE
Jan 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 16, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 11, 2020
Transfer Doc	0000005871
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 6, 2021
Property Address	981 W 15TH ST, UPLAND, CA 91786-2268
Document Number	0000005871
Instrument Date	Dec 11, 2020
Instrument	5871
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	981 W 15TH ST UPLAND CA 917862268, UPLAND, CA 91786-2268

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 6, 2021
Property Address	981 W 15TH ST, UPLAND, CA 91786-2268
Document Number	0000005869
Map Reference	MB 125 PG 66&67
Instrument Date	Dec 11, 2020
Instrument	2021-0005869
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	981 W 15TH ST, UPLAND, CA 91786-2268
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005870
Date	Jan 6, 2021
Instrument	2021-0005870

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	981 W 15TH ST, UPLAND, CA 91786-2268
Document Number	0000129581
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 W 15TH ST UPLAND CA 917862268, UPLAND, CA 91786-2268

Mortgage

Document Number	0000129581
Date	Apr 15, 2020
Instrument	129581

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 14, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	981 W 15TH ST, UPLAND, CA 91786-2268
Document Number	0000089801
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	981 W 15TH ST UPLAND CA 917862268, UPLAND, CA 91786-2268

Mortgage

Document Number	0000089801
Date	Mar 25, 2019
Instrument	89801

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 24, 2034

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 16, 2017
Property Address	981 W 15TH ST, UPLAND, CA 91786-2268
Document Number	0000113378
Instrument Date	Feb 28, 2017
Instrument	113378
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	981 W 15TH ST UPLAND CA 917862268, UPLAND, CA 91786-2268

Tax Assessment & Valuation

The 2025 property tax bill for 981 W 15th St was $1,485 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$128,715 (+2%) Land $20,572 Building $108,143
2025	$1,485.00 Homeowner's exemption	$126,192 Land $20,169 Building $106,023
2023	$1,412.00 (+2.39%) Homeowner's exemption	$121,292 Land $19,386 Building $101,906
2022	$1,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 981 W 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 981 W 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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