Riverside County property record for 981 Vista Ct, Riverside, CA 92506
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,848 sqft · built 2022 |
| Lot Size | 2.08 acres (90,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,188,500 (Nov 2023) |
| Tax Bill | $17,551 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-370-009 |
| Primary APN | 242-370-009 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,848 sqft Living Area |
| Gross Area | 3,848 sqft |
| 1st Floor Area | 2,848 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 90,979 sqft (2.08 acres) |
| Garage Type | Attached |
| Garage Area | 545 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 981 VISTA CT |
|---|---|
| City | RIVERSIDE |
| State | CA |
| Zip | 92506-5497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACRES 2.08855635 ACREAGEQUALCODE ML LOT 20 LOTTYPE L MAPPLATB 476 MAPPLATP 086 SUBDIVISIONNAME TR 33029 |
| Legal Subdivision | TRACT NO. 33029 |
| Legal Tract | 33029 |
| Legal Lot Number | 20 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30604 |
Source: Riverside County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 981 VISTA CT, RIVERSIDE, CA 92506-5497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Dec 12, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 21, 2023 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Deed Document Number | 2023350328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 2, 2026 |
| Property Address | 981 VISTA CT, RIVERSIDE, CA 92506-5497 |
| Document Number | 0000167109 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026167109 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 981 VISTA CT, RIVERSIDE, CA 92506-5497 |
| Document Number | 0000167109, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 2026167109 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 981 VISTA CT, RIVERSIDE, CA 92506-5497 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD |
| Name | Verified Name |
|---|---|
| Address | 679 BRONCO WAY, WALNUT, CA 91789-1441 |
| Document Number | 0000369345 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023-0369345 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 21, 2023 |
| Property Address | 981 VISTA CT, RIVERSIDE, CA 92506-5497 |
| Document Number | 0000350328 |
| Map Reference | MB 476 PG 86-92 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 2023-0350328 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,614.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 981 VISTA CT, RIVERSIDE, CA 92506-5497 |
| Document Number | 0000350329 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023-0350329 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Riverside County assessment roll, as of August 6, 2025
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Riverside City |
| Unified School District | Riverside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,551.00 (+689.87%) Homeowner's exemption | $1,212,210 (+521.04%) Land $364,140 Building $848,070 |
| 2023 | $2,222.00 (+1.83%) | $195,189 Land $195,189 |
| 2022 | $2,182.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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