Lake County property record for 981 Vineyard Dr, Gurnee, IL 60031
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,500 (Mar 2025) |
| Tax Bill | $3,295 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-18-404-014 |
| Primary APN | 07-18-404-014 |
|---|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Street Address | 981 VINEYARD DR |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-5103 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BITTERSWEET WOODS; LOT 72 |
| Legal Subdivision | BITTERSWEET WOODS |
| Legal Lot Number | 72 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861611 |
981 Vineyard Dr, residential vacant land, is owned and occupied by two individuals who bought it in March 2025.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 VINEYARD DR, GURNEE, IL 60031-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Sep 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 5, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on File |
| Deed Sale | Mar 13, 2025 · Amount on File |
| Prior Sale | Sep 3, 2021 · Amount on File |
| Deed Document Number | 20258087542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 981 VINEYARD DR, GURNEE, IL 60031-5103 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4500 YATES DR 101, 101, RACINE, WI 53403-5407 |
| Document Number | 0008132861 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 8132861 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 378 Months |
| Due | May 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.4% |
| Type Change Date | May 1, 2042 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.4% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Sep 3, 2021 |
| Property Address | 981 VINEYARD DR, GURNEE, IL 60031-5103 |
| Document Number | 0007822888 |
| Map Reference | DOC 3447350 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 7822888 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3834 N SHEFFIELD AVE, CHICAGO, IL 60613-3104 |
| Document Number | 0007822889 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 7822889 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 5, 2019 |
| Property Address | 981 VINEYARD DR, GURNEE, IL 60031-5103 |
| Document Number | 0007546826 |
| Instrument Date | Feb 6, 2019 |
| Instrument | 7546826 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1161 LAMB LN GURNEE IL 600314027, GURNEE, IL 60031-4027 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,288 Land $38,288 | $114,875 Land $114,875 | |
| 2024 | $3,295.00 (-2.57%) | ||
| 2023 | $3,382.00 (+10.38%) | $31,914 (-8.04%) Land $31,914 | $95,752 (-8.04%) Land $95,752 |
| 2022 | $3,064.00 | $34,704 Land $34,704 | $104,122 Land $104,122 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 981 Vineyard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Vineyard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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