Merrimack County and Hopkinton Town property record for 981 Upper Straw Rd, Contoocook, NH 03229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,258 sqft · built 1972 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $230,000 (Jun 2010) |
| Tax Bill | $12,922 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000530373 |
| Primary APN | 000530373 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,258 sqft Living Area |
| Gross Area | 3,819 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 117,612 sqft (2.7 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Oil |
| Street Address | 981 UPPER STRAW RD |
|---|---|
| City | CONTOOCOOK |
| State | NH |
| Zip | 03229-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Block | 20 |
| Jurisdiction | HOPKINTON TOWN NH |
| Township / Civil Division | HOPKINTON |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 39000 |
981 Upper Straw Rd is owner-occupied and held in a trust since September 2024.
Source: Merrimack County and Hopkinton Town records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 981 UPPER STRAW RD, CONTOOCOOK, NH 03229-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2010 · Amount on File |
| Deed Sale | Jun 16, 2010 · Amount on File |
| Deed Book / Page | 3198 / 1453 |
| Last Transfer Date | Sep 27, 2024 |
| Transfer Doc | 0000014203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINTON TOWN NH |
| Property Address | 981 UPPER STRAW RD, HOPKINTON, NH 03229-2026 |
| Document Number | 0036251617 |
| Instrument Date | Mar 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 981 UPPER STRAW RD HOPKINTON NH 032292026, HOPKINTON, NH 03229-2026 |
| Document Number | 0036251617 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 003625/001617 |
| Instrument | 4159 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 20, 2034 |
The 2025 property tax bill for 981 Upper Straw Rd was $12,922.
Source: Merrimack County and Hopkinton Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Hopkinton Town |
| Unified School District | Hopkinton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,922.00 | $553,400 Land $184,700 Building $368,700 | |
| 2024 | $520,030 | ||
| 2023 | $10,177.00 (+12.38%) | $290,600 (+3.49%) Land $84,900 Building $205,700 | |
| 2022 | $9,056.00 | $280,800 Land $84,900 Building $195,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 Upper Straw Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2006–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Upper Straw Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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