981 Union Ave SE, Minerva, OH 44657 Property Records

Stark County property record for 981 Union Ave SE, Minerva, OH 44657

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,689 sqft · built 1929
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$16,990 (Oct 2017)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-01075`

Property Details

APN / Parcel Number

Primary APN	`41-01075`
Alternative APN	`04-101075`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,689 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1971
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Brick Porch
Porch Area	45 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	981 UNION AVE SE
City	MINERVA
State	OH
Zip	44657-9173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 SE 1.00A
Legal Subdivision	VILLAGE/MINERVA
Legal Block	3
Jurisdiction	STARK OH
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3011
Census Tract	712900

Owner

981 Union Ave SE is owned and occupied by two individuals who bought it in October 2017.

Source: Stark County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	981 UNION AVE SE, MINERVA, OH 44657-9173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 31, 2017	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Dec 18, 2008 · Amount on File
Deed Document Number	201746371
Prior Transfer Date	Jul 19, 2008
Prior Transfer Doc	0000033613
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARK OH
Property Address	981 UNION AVE SE, MINERVA, OH 44657-9173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051085
Date	Nov 19, 2020
Instrument	202011190051085

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARK OH
Recording Date	Oct 31, 2017
Property Address	981 UNION AVE SE, MINERVA, OH 44657-9173
Document Number	0000046371
Instrument Date	Oct 30, 2017
Instrument	46371
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312

Mortgage

Document Number	46372
Date	Oct 31, 2017
Instrument	46372

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 981 Union Ave SE was $2,252 with a homeowner's exemption, up 0.4% from the year before.

Source: Stark County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Stark County
County Subdivision	Paris Township
Unified School District	Minerva Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (+0.4%)	$56,710 (-) Land $8,510 Building $48,200	$162,000 (-) Land $24,300 Building $137,700
2024	$2,243.00 (+5.5%) Homeowner's exemption	$56,710 (+14.5%) Land $8,510 Building $48,200	$162,000 Land $24,300 Building $137,700
2023	$2,126.00 (-0.7%) Homeowner's exemption	$49,530 (-) Land $7,320 Building $42,210
2022	$2,141.00 Homeowner's exemption	$49,530 Land $7,320 Building $42,210
2021			$141,500 Land $20,900 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 981 Union Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Union Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Smart Way Communications Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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