Hamilton County property record for 981 Timber Trl, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,709 sqft · built 1967 |
| Lot Size | 0.326 acres (14,244 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $222,000 (Apr 2019) |
| Tax Bill | $6,887 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0212-0187-00 |
| Primary APN | 590-0212-0187-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,709 sqft Living Area |
| 1st Floor Area | 1,505 sqft |
| 2nd Floor Area | 1,204 sqft |
| Upper Floors Area | 1,204 sqft |
| Basement Area | 1,505 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,244 sqft (0.326 acres) |
| Lot Dimensions | 150 ft deep x 89 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 65 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 981 TIMBER TRL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENFARMS DR 89.29 X 150.21 IRR-LOT 228 GREENFIELD VILLAGE 3RD |
| Legal Subdivision | GREENFIELD VILLAGE |
| Legal Lot Number | 228 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 22200 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 981 TIMBER TRL, CINCINNATI, OH 45224-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on Record |
| Deed Sale | Apr 17, 2019 · Amount on Record |
| Prior Sale | Apr 3, 2014 · Amount on Record |
| Deed Document Number | 0000029005 |
| Deed Book / Page | 13898 / 01106 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 981 TIMBER TRL, CINCINNATI, OH 45224-1612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 981 TIMBER TRL, CINCINNATI, OH 45224-1612 |
| Document Number | 0000048492 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 15446/355 |
| Instrument | 2025-0048492 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 981 TIMBER TRL, CINCINNATI, OH 45224-1612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000116924 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 14511/873 |
| Instrument | 2021-0116924 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 17, 2019 |
| Property Address | 981 TIMBER TRL, CINCINNATI, OH 45224-1612 |
| Document Number | 0000029005 |
| Book / Page | 13898 / 01106 |
| Map Reference | MB 103 PG 53&54 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 2019-0029005 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 275 W FEDERAL ST, YOUNGSTOWN, OH 44503-1200 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029006 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019-0029006 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,887.00 (+2.36%) | $98,756 (-) Land $15,470 Building $83,286 | |
| 2024 | $6,728.00 (+1.71%) | $98,756 (-) Land $15,470 Building $83,286 | |
| 2023 | $6,615.00 (-7.78%) | $98,756 (+27.1%) Land $15,470 Building $83,286 | $282,160 (+27.1%) Land $44,200 Building $237,960 |
| 2022 | $7,173.00 Homeowner's exemption | $77,700 Land $14,595 Building $63,105 | |
| 2020 | $222,000 Land $41,700 Building $180,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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