981 Ten Rod Rd, Exeter, RI 02822 Property Records

Exeter Town property record for 981 Ten Rod Rd, Exeter, RI 02822

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 960 sqft · built 1988
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jun 2024)
Tax Bill	$5,428 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-39`

Property Details

APN / Parcel Number

Primary APN	`37-39`
Alternative APNs	`EXET M:0022 B:0002 L:0005` `4536-14`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,036 sqft (3.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Account Number	37-39
Street Address	981 TEN ROD RD
City	EXETER
State	RI
Zip	02822-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-3
Legal Block	2
Legal Lot Number	5
Jurisdiction	EXETER RI
Township / Civil Division	EXETER
Census Block Group	3
Census Block	3055
Census Tract	50500

Owner

981 Ten Rod Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Exeter Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	981 TEN ROD RD, EXETER, RI 02822-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 21, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on File
Deed Sale	Jun 7, 2024 · Amount on File
Prior Sale	Apr 21, 2021 · Amount on File
Deed Document Number	2024396
Deed Book / Page	621 / 298
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	981 TEN ROD RD, EXETER, RI 02822-2438
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000611-222
Date	Sep 13, 2023
Book Page	611/222
Instrument	666

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EXETER RI
Recording Date	Apr 21, 2021
Property Address	981 TEN ROD RD, EXETER, RI 02822-2438
Document Number	573-305
Book / Page	573 / 305
Instrument Date	Apr 20, 2021
Instrument	548
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 TEN ROD RD, EXETER, RI 02822-2438
Investor	Possibly a Property Investor

Mortgage

Document Number	550
Date	Apr 21, 2021
Instrument	550

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 981 Ten Rod Rd was $5,428.

Source: Exeter Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Exeter Town
Elementary School District	Exeter-West Greenwich Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,428.00	$368,000 Land $159,900 Building $208,100	$495,669
2023	$4,131.00 (+2.35%)	$289,500 (-) Land $140,900 Building $148,600
2022	$4,036.00	$289,500 Land $140,900 Building $148,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 981 Ten Rod Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Ten Rod Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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