Cherokee County property record for 981 Sunset Ln, Murphy, NC 28906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,760 sqft Heated Area |
| Lot Size | 33,106 sqft (0.76 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2026) |
| Tax Bill | $1,594.00 (2025) |
| Primary APN | 457012755245000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,760 sqft Heated Area |
| Gross Area | 5,552 sqft Gross Area |
| 1st Floor | 1,184 sqft 1st Floor |
| Upper Floors | 576 sqft Upper Floors |
| Basement Area | 624 sqft Basement |
| Finished Basement | 812 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Slate Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 33,106 sqft (0.76 acres) |
| Depth X Width | 238 ft x 134 ft Depth x Width |
| Deck Area | 2,196 sqft Deck |
| Porch Area | 160 sqft Porch |
| Topography | Mountain Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 54541 |
|---|---|
| Street Address | 981 SUNSET LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-9011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SUNSET MOUNTAIN II PH 1 1327/609 |
| Legal Subdivision | SUNSET MOUNTAIN |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | NOTLA |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 930604 |
Source: Cherokee County records · APN 457012755245000
Assessment roll updated October 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 SUNSET LN, MURPHY, NC 28906-9011 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| May 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | May 11, 2021 · Amount on Record |
| Deed Doc Number | 20263164 |
| Deed Book / Page | 1804 / 391 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 25, 2026 |
| Property Address | 981 SUNSET LN, MURPHY, NC 28906-9011 |
| Document Number | 0000003164 |
| Book / Page | 1804 / 391 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20263164 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 SUNSET LN, MURPHY, NC 28906-9011 |
| Document Number | 0000003165, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20263165 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 11, 2021 |
| Property Address | 981 SUNSET LN, MURPHY, NC 28906-9011 |
| Document Number | 001680/477 |
| Book / Page | 1680 / 477 |
| Map Reference | CAB C SL 106A |
| Instrument Date | May 11, 2021 |
| Instrument | 3123 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $738.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 491 12TH ST SE, 491, VERO BEACH, FL 32962-5742 |
| Name | Verified Name |
|---|---|
| Address | 981 SUNSET LN, MURPHY, NC 28906-9011 |
| Document Number | 0001680481 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 1680/481 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,594.00 | $229,770 (-) | $229,770 (-) Land $25,000 Building $204,770 |
| 2023 | $229,770 | $229,770 Land $25,000 Building $204,770 |
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