981 Summit Ave, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 981 Summit Ave, Harrisonburg, VA 22802

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,665 sqft · built 1998
Lot Size	0.661 acres (28,778 sqft)
Owner	Individual Name on Record
Last Sale	$412,500 (Jan 2023)
Tax Bill	$7,312 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 C 12`

Property Details

APN / Parcel Number

Primary APN	`048 C 12`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,665 sqft Living Area
1st Floor Area	1 sqft
Basement Area	2,055 sqft
Finished Basement	1,127 sqft
Sunroom	Sunroom
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stone
Roof Material	Shingle
Lot Area	28,778 sqft (0.661 acres)
Garage Type	Basement
Garage Area	736 sqft
Driveway	Asphalt Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	178 sqft
Deck Area	944 sqft
Shed	1 Shed
Shed Area	96 sqft
Gazebo	100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	981 SUMMIT AVE
City	HARRISONBURG
State	VA
Zip	22802-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	QUADRANT 2 NS SUMMIT AVE
Legal Subdivision	BRUNK FAMILY TRUST SUBDIVISION
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	1
Census Block	1003
Census Tract	402

Owner

Source: Harrisonburg City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 SUMMIT AVE, HARRISONBURG, VA 22802-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit PARK VIEW FCU
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Feb 4, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	2023765
Deed Book / Page	5660 / 1
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	005209/642
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	981 SUMMIT AVE, HARRISONBURG, VA 22802-2318
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	MEMBERS TITLE LLC, MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005690/505
Date	Apr 28, 2023
Book Page	5690/505
Instrument	2023-08560

Lender

Name	PARK VIEW FCU
Type	Credit Union
Address	HARRISONBURG, VA 22802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	981 SUMMIT AVE, HARRISONBURG, VA 22802-2318
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005384/782
Date	Mar 17, 2021
Book Page	5384/782
Instrument	2021-06373

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Feb 4, 2020
Property Address	981 SUMMIT AVE, HARRISONBURG, VA 22802-2318
Document Number	005209/642
Book / Page	5209 / 642
Map Reference	MB 1264 PG 113
Instrument Date	Jan 23, 2020
Instrument	2020-03201
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 SUMMIT AVE, HARRISONBURG, VA 22802-2318

Mortgage

Document Number	0202003202
Date	Feb 4, 2020
Instrument	2020-03202

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2040

Tax Assessment & Valuation

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,312.00 (+3.79%)	$724,000 (+2.16%) Land $110,000 Building $614,000	$724,000 (+2.16%) Land $110,000 Building $614,000
2025		$708,700 (+9.5%) Land $110,000 Building $598,700	$708,700 (+9.5%) Land $110,000 Building $598,700
2024	$7,045.00
2023		$647,200 Land $110,000 Building $537,200	$647,200 Land $110,000 Building $537,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

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