981 Strong St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 981 Strong St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,152 sqft · built 1910
Lot Size	0.07 acres (3,060 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Sep 2024)
Tax Bill	$5,616 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.49-1-31`

Property Details

APN / Parcel Number

Primary APN	`421500 49.49-1-31`
Alternative APN	`150004904900010310000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,152 sqft Total Area
1st Floor Area	720 sqft
2nd Floor Area	432 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,060 sqft (0.07 acres)
Lot Dimensions	102 ft deep x 30 ft wide
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	981 STRONG ST
City	SCHENECTADY
State	NY
Zip	12307
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Subdivision	MAP OF LOTS IN THE FIFTH WARD BRLONGING
Legal Block	1
Legal Lot Number	31.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3002
Census Tract	20900

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	949 STRONG ST, SCHENECTADY, NY 12307-1912
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Jun 16, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2024 · Amount on Record
Deed Sale	Sep 24, 2024 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	202456520
Deed Book / Page	2138 / 385
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	0000026859
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 24, 2024
Property Address	981 STRONG ST, SCHENECTADY, NY 12307
Document Number	0000056520
Book / Page	2138 / 385
Instrument Date	Sep 4, 2024
Instrument	202456520
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	354 OLEAN ST, SCHENECTADY, NY 12306-2333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 STRONG ST, SCHENECTADY, NY 12307-1912

Mortgage

Document Number	0000056521
Date	Sep 24, 2024
Instrument	202456521

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 16, 2017
Property Address	981 STRONG ST, SCHENECTADY, NY 12307
Document Number	0000026859
Book / Page	001965 / 000063
Instrument Date	Jun 7, 2017
Instrument	26859
Transaction Type	Transfer
Record Updated	Jun 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 16, 2017
Property Address	981 STRONG ST, SCHENECTADY, NY 12307
Document Number	0000026860
Book / Page	001965 / 000066
Instrument Date	Jun 7, 2017
Instrument	26860
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Tax	$40.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 STRONG ST SCHENECTADY NY 123071913, SCHENECTADY, NY 12307-1913

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,616.00 (+46.29%)
2025	$3,839.00 (+13.45%)	$78,000 (+98.98%) Land $5,900 Building $72,100	$129,160 (+160.3%) Land $9,770 Building $119,390
2023		$39,200 (-) Land $5,900 Building $33,300	$49,620 (+3.8%) Land $7,468 Building $42,152
2022		$39,200 Land $5,900 Building $33,300	$47,805 Land $7,195 Building $40,610
2021	$3,384.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

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