981 Steed Rd, Waverly, TN 37185 Property Records

Humphreys County property record for 981 Steed Rd, Waverly, TN 37185

Property Summary

Property Type	Rural Home
Details	3 ba · 2,400 sqft · built 2023
Lot Size	33.3 acres (1,452,290 sqft)
Owner	2 Individual Names on File
Last Sale	$42,980 (Feb 2021)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043008 00800`

Property Details

APN / Parcel Number

Primary APN	`043008 00800`
Alternative APN	`008 00800`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,400 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,452,290 sqft (33.3 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	981 STEED RD
City	WAVERLY
State	TN
Zip	37185-3831
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	3583
Legal Description	DISTRICT: 01, COUNTY AREA: C99
Jurisdiction	HUMPHREYS TN
Township / Civil Division	1
Census Block Group	1
Census Block	1025
Census Tract	130200

Owner

981 Steed Rd, a rural home, is owned and occupied by two individuals who bought it in February 2021.

Source: Humphreys County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 STEED RD, WAVERLY, TN 37185-3831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK
Oct 14, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Deed Document Number	0000210301
Deed Book / Page	208 / 0926
Prior Transfer Date	Oct 14, 2019
Prior Transfer Doc	19002766
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	981 STEED RD, WAVERLY, TN 37185-3831
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004346
Date	Dec 13, 2021
Book Page	241/794
Instrument	21004346

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	WAVERLY, TN 37185

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jun 10, 2022

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Oct 14, 2019
Property Address	981 STEED RD, WAVERLY, TN 37185-3831
Document Number	0000002766
Book / Page	208 / 0926
Instrument Date	Oct 10, 2019
Instrument	19002766
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4925 TURKEY CREEK RD, WAVERLY, TN 37185-3641

Mortgage

Document Number	0000002767
Date	Oct 14, 2019
Instrument	19002767

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 981 Steed Rd was $2,466 with an additional exemption.

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 Additional exemption filed	$134,025 (-) Land $8,775 Building $125,250
2024	$2,466.00 (+711.18%) Additional exemption filed	$134,025 (-) Land $8,775 Building $125,250
2023	$304.00 (-3.8%) Additional exemption filed	$134,025 (+824.31%) Land $8,775 Building $125,250	$587,000 (+912.07%) Land $86,000 Building $501,000
2022	$316.00	$14,500 Land $6,400 Building $8,100	$58,000 Land $25,600 Building $32,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 981 Steed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Steed Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Steed Rd

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