Kittitas County property record for 981 Steam Gin Loop, Cle Elum, WA 98922
| Property Type | Single Family Home |
|---|---|
| Details | built 2025 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,550 (Jul 2005) |
| Tax Bill | $2,431 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2015200580029 |
| Primary APN | 2015200580029 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 28,314 sqft (0.65 acres) |
| Street Address | 981 STEAM GIN LOOP |
|---|---|
| City | CLE ELUM |
| State | WA |
| Zip | 98922-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPR |
| Legal Description | ACRES 0.65; SUNCADIA, PH 1, DIV 3, LOT 29; SEC 20; TWP 20; RGE 15 |
| Legal Range | 15 |
| Legal Township | 20 |
| Legal Section | 20 |
| Legal Subdivision | SUNCADIA |
| Legal Phase | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | CLE ELUM |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 975104 |
981 Steam Gin Loop is owned by an individual who bought it in July 2005.
Source: Kittitas County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20735 SE 3RD WAY, SAMMAMISH, WA 98074-3818 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 28, 2020 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2005 · Amount on File |
| Deed Sale | Jul 29, 2005 · Amount on File |
| Deed Document Number | 2005111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 981 STEAM GIN LOOP, CLE ELUM, WA 98922-3212 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2306 WALNUT AVE SW, SEATTLE, WA 98116-2058 |
| Document Number | 0009230008 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 202509230008 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KITTITAS WA |
| Recording Date | Jul 28, 2020 |
| Property Address | 981 STEAM GIN LOOP, CLE ELUM, WA 98922-3212 |
| Document Number | 0007280042 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 7280042 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $3,286.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2306 WALNUT AVE SW SEATTLE WA 981162058, SEATTLE, WA 98116-2058 |
Source: Kittitas County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Unified School District | Cle Elum-Roslyn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $393,600 Land $393,600 | $393,600 Land $393,600 | |
| 2024 | $2,431.00 | ||
| 2023 | $349,800 Land $349,800 | $349,800 Land $349,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 Steam Gin Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Steam Gin Loop is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of Washington |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNCADIA RESORT private · serves 2,640 people · EPA ID WA53AA317 |
|---|---|
| Water Source | Purchased surface water from CLE ELUM WATER DEPARTMENT |
| Last State Inspection | Jul 2024 |
| Lead | 13 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gigabeam Internet Fixed Wireless | 300 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ziply Fiber.
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