981 State St, New Haven, CT 06511 Property Records

New Haven City property record for 981 State St, New Haven, CT 06511

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	3,634 sqft · built 1900
Lot Size	0.07 acres (3,040 sqft)
Owner	Company Name on File
Last Sale	$440,000 (Feb 2019)
Tax Bill	$15,749 (2026)
Deeds & Mortgages	Nov 2021 Refinance Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`198 0604 00600`

Property Details

APN / Parcel Number

Primary APN	`198 0604 00600`
Alternative APN	`NHVN M:198 B:0604 L:00600`

Interior

Units	7 Units
Stories	4 Stories
Building Area	3,634 sqft Total Area
Gross Area	4,336 sqft
Basement Area	1,014 sqft
Unfinished Basement	494 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Tar & Gravel
Lot Area	3,040 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	198 0604 00600
Street Address	981 STATE ST
City	NEW HAVEN
State	CT
Zip	06511-7332
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	BA
Legal Block	604
Legal Lot Number	600
Jurisdiction	NEW HAVEN CT
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1003
Census Tract	142100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper State Street Historic District listed 1984 · 86 contributing resources · NRIS 84001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

981 State St, a commercial property, is owned by a company that bought it in February 2019.

Source: New Haven City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	981 STATE ST, NEW HAVEN, CT 06511-7332
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Feb 28, 2019	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Oct 23, 2001 · Amount on File
Deed Document Number	20191677
Deed Book / Page	9821 / 219
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HAVEN CT
Property Address	981 STATE ST, NEW HAVEN, CT 06511-7332
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10287-56
Date	Nov 23, 2021
Book Page	10287/56
Instrument	2021-12419

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HAVEN CT
Recording Date	Feb 28, 2019
Property Address	981 STATE ST, NEW HAVEN, CT 06511-7332
Document Number	9821-219
Book / Page	009821 / 000219
Instrument Date	Feb 26, 2019
Instrument	1677
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	981 STATE ST NEW HAVEN CT 065113929, NEW HAVEN, CT 06511-3929

Tax Assessment & Valuation

The 2026 property tax bill for 981 State St was $15,749, up 1.4% from the year before.

Source: New Haven City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	New Haven City
Unified School District	New Haven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,749.00 (+1.42%)	$394,100 (-) Land $126,980 Building $267,120
2025	$15,528.00	$394,100 Land $126,980 Building $267,120	$563,000 Land $181,400 Building $381,600
2024	$15,528.00 (+5.91%)
2023	$14,661.00 (-6.41%)	$394,100 (-) Land $126,980 Building $267,120
2022	$15,665.00	$394,100 Land $126,980 Building $267,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 981 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 981 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GoNetspeed, T-Mobile.

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