981 State Rte 96, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 981 State Rte 96, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,023 sqft · built 1957
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Apr 2018)
Tax Bill	$2,413 (2026)
Deeds & Mortgages	Apr 2018 Sale Nov 2017 Foreclosure + 1 more
APN	`453889 15-1-16`

Property Details

APN / Parcel Number

Primary APN	`453889 15-1-16`
Alternative APN	`388901500000010160000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,023 sqft Living Area
1st Floor Area	1,023 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	218 ft deep x 200 ft wide
Porch	Porch
Porch Area	295 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	981 STATE ROUTE 96
City	WATERLOO
State	NY
Zip	13165-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3013
Census Tract	950500

Owner

981 State Rte 96 is owned and occupied by an individual who bought it in April 2018.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	981 STATE ROUTE 96, WATERLOO, NY 13165-9518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed, Transfer
Nov 27, 2017	Deed, Foreclosure
Jul 13, 2017	Foreclosure NOT AVAILABLE, DAVID P. MARTIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Book / Page	969 / 154
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	0000000953/000000024
Record Updated	Oct 29, 2026

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Apr 24, 2018
Property Address	981 STATE ROUTE 96, WATERLOO, NY 13165-9518
Document Number	000969/154
Book / Page	969 / 154
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 STATE ROUTE 96, WATERLOO, NY 13165-9518

November 2017: Deed, Foreclosure

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Nov 27, 2017
Property Address	981 STATE ROUTE 96, WATERLOO, NY 13165-9518
Document Number	0000000961/0000000144
Book / Page	0000000961 / 0000000144
Instrument Date	Oct 3, 2017
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Non-Arm's Length Transaction
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ALTRAN CT, BORDENTOWN, NJ 08505-9630

July 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SENECA NY
Recording Date	Jul 13, 2017
Property Address	981 STATE ROUTE 96, WATERLOO, NY 13165-9518
Document Number	0000000953/0000000241
Book / Page	0000000953 / 0000000241
Instrument Date	Jun 27, 2017
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023
Title Company	NOT AVAILABLE, DAVID P. MARTIN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10561 TELEGRAPH RD, GLEN ALLEN, VA 23059-4577

Tax Assessment & Valuation

The 2026 property tax bill for 981 State Rte 96 was $2,413, up 5.4% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,413.00 (+5.37%)
2025	$2,290.00	$69,400 Land $16,700 Building $52,700	$113,800 Land $27,384 Building $86,416
2023		$69,400 (-) Land $16,700 Building $52,700	$97,746 (+11.27%) Land $23,521 Building $74,225
2022		$69,400 Land $16,700 Building $52,700	$87,848 Land $21,139 Building $66,709
2019	$2,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 981 State Rte 96.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 State Rte 96 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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