981 Saddlebrook Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 981 Saddlebrook Rd, Cheraw, SC 29520 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1988
Square Footage	800 sqft Total Area
Lot Size	100,188 sqft (2.3 acres)
Occupancy	Owner Occupied
Tax Bill	$562.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`225 000 000 075`
Alternative APNs	`00029571` `01702493` `1702493`

Interior

Full Baths	1 Baths
Building Area	800 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1988
Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Account Number	00029571
Street Address	981 SADDLEBROOK RD
City	CHERAW
State	SC
Zip	29520-6304
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1L 2.30+/-AC
Jurisdiction	CHESTERFIELD SC
Minor Civil Division	CHERAW
Census Blockgroup	2
Census Block	2028
Census Tract	950501

Owner

Source: Chesterfield County records · APN 225 000 000 075

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 SADDLEBROOK RD, CHERAW, SC 29520-6304
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 1999
Deed Sale	Dec 31, 1999
Deed Doc Number	0000305981
Record Refreshed	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	981 SADDLEBROOK RD, CHERAW, SC 29520-6304
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	507/37
Date	Jun 28, 2019
Book Page	507/37
Instrument	2475

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2034

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00 (+36.41%)	$3,830 (+15.02%) Land $420 Building $3,410	$111,000 (+33.25%) Land $11,500 Building $99,500
2023	$412.00	$3,330 Land $370 Building $2,960	$83,300 Land $9,200 Building $74,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 74% of South Carolina
Wildfire Likelihood	About 1 in 667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.