981 S Rutherford Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 981 S Rutherford Ct, Gilbert, AZ 85296 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,361 sqft · built 1998
Lot Size	0.275 acres (11,957 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jan 2020)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`309-15-250`

Property Details

APN / Parcel Number

Primary APN	`309-15-250`
Alternative APN	`309152507`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	2,599 sqft
1st Floor Area	2,361 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,957 sqft (0.275 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	430 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	981 S RUTHERFORD CT
City	GILBERT
State	AZ
Zip	85296-8673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO CORONA MCR 441-15
Legal Range	6E
Legal Township	1S
Legal Section	22
Legal Subdivision	RANCHO CORONA
Legal Lot Number	250
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2007
Census Tract	814700

Owner

Source: Maricopa County records · APN 309-15-250

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jan 18, 2023	Beneficiary Deed, Transfer
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FOOTHILLS BANK
Jan 06, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 2020 · Amount on Record
Deed Sale	Jan 06, 2020 · Amount on Record
Prior Sale	Feb 23, 2001 · Amount on Record
Deed Document Number	202010673
Last Transfer Date	Jan 17, 2023
Transfer Doc	0000028899
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673

Mortgage

Document Number	0000140483
Date	Feb 08, 2021
Instrument	20210140483

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673

Mortgage

Document Number	0001186745
Date	Nov 04, 2021
Instrument	20211186745

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Mar 01, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673

Mortgage

Document Number	0001246375
Date	Nov 22, 2021
Instrument	20211246375

Lender

Name	COGENT BANK
Type	Bank
Address	PRESCOTT, AZ 86301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 18, 2023
Property Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673
Document Number	0000028899
Map Reference	MB 441 PG 15
Instrument Date	Jan 17, 2023
Instrument	20230028899
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423930
Date	May 18, 2020
Instrument	20200423930

Lender

Name	THE FOOTHILLS BANK
Type	Bank
Address	85664

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 06, 2020
Property Address	981 S RUTHERFORD CT, GILBERT, AZ 85296-8673
Document Number	0000010673
Instrument Date	Dec 16, 2019
Instrument	10673
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	981 S RUTHERFORD CT GILBERT AZ 852968673, GILBERT, AZ 85296-8673

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,730 (+90.47%)	$577,300 (+7.71%) Land $115,400 Building $461,900
2025	$2,310.00 (-6.4%)	$30,309 (-46.92%)	$536,000 (-6.13%) Land $107,200 Building $428,800
2024		$57,100	$571,000 Land $114,200 Building $456,800
2023	$2,468.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 472 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Lumen Technologies, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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