981 S Main St, Payson, UT 84651 Property Records

Utah County property record for 981 S Main St, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,332 sqft · built 2003
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$373,700 (Jul 2020)
Tax Bill	$2,775 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-232-0001`

Property Details

APN / Parcel Number

Primary APN	`47-232-0001`
Alternative APN	`221566`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	1,020 sqft
Deck Area	Deck Area
Patio Area	48 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	221566
Street Address	981 S MAIN ST
City	PAYSON
State	UT
Zip	84651-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, PLAT C, NEBO ESTATES SUBDV. AREA 0.241 AC.
Legal Subdivision	NEBO ESTATES SUB
Legal Lot Number	1
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2005
Census Tract	3405

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 S MAIN ST, PAYSON, UT 84651-3316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage INTERCAP LNDG
Nov 26, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST COLONY MORTGAGE CORP
Sep 14, 2017	Warranty Deed, Transfer BACKMAN TITLE SERVICES LTD
Jul 14, 2017	Warranty Deed, Transfer MERIDIAN TITLE
Jul 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	202097111
Prior Transfer Date	Mar 20, 2017
Prior Transfer Doc	0000065635
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 9, 2020
Property Address	981 S MAIN ST, PAYSON, UT 84651-3316
Document Number	0000097111
Instrument Date	Jul 7, 2020
Instrument	97111
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	981 S MAIN ST PAYSON UT 846513316, PAYSON, UT 84651-3316

Mortgage

Document Number	97129
Date	Jul 9, 2020
Instrument	97129

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Nov 26, 2019
Property Address	981 S MAIN ST, PAYSON, UT 84651-3316
Document Number	0000125420
Instrument Date	Nov 26, 2019
Instrument	125420:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BACKMAN OREM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 S MAIN ST, PAYSON, UT 84651-3316

Mortgage

Document Number	0000125421
Date	Nov 26, 2019
Instrument	125421:2019

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 14, 2017
Property Address	981 S MAIN ST, PAYSON, UT 84651-3316
Document Number	0000090234
Instrument Date	Sep 14, 2017
Instrument	090234:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BACKMAN TITLE SERVICES LTD

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 N 320 E, PLEASANT GROVE, UT 84062-3857
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 14, 2017
Property Address	981 S MAIN ST, PAYSON, UT 84651-3316
Document Number	0000068245
Instrument Date	Jul 14, 2017
Instrument	68245
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1813 N 320 E PLEASANT GROVE UT 840623857, PLEASANT GROVE, UT 84062-3857

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 6, 2017
Property Address	981 S MAIN ST, PAYSON, UT 84651-3316
Document Number	0000065635
Instrument Date	Mar 20, 2017
Instrument	65635
Transaction Type	Transfer
Record Updated	Jul 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 S MAIN ST PAYSON UT 846513316, PAYSON, UT 84651-3316

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,205 (-44.37%)	$513,100 (+1.14%) Land $186,400 Building $326,700
2025	$2,775.00 (+0.04%)	$507,300 (+93.65%) Land $177,600 Building $329,700	$507,300 (+6.51%) Land $177,600 Building $329,700
2024	$2,774.00 (+8.06%)
2023	$2,567.00 (-2.21%)	$261,965	$476,300 Land $153,100 Building $323,200
2022	$2,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 63% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Intellipop, Rise Broadband, Verizon.

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