981 S Evergreen Ave, Kankakee, IL 60901 Property Records

Kankakee County property record for 981 S Evergreen Ave, Kankakee, IL 60901

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,990 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Jul 2026)
Tax Bill$7,165 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jul 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-17-05-423-014

Property Details

APN / Parcel Number

Primary APN16-17-05-423-014

Exterior

Lot Area6,990 sqft (0.16 acres)

Location & Zoning

Street Address981 S EVERGREEN AVE
CityKANKAKEE
StateIL
Zip60901-5348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE SUB & ADDN LOT 8 BLK 1 05-30-13W
Legal SubdivisionRIVERSIDE SUB
Legal Block1
Legal Lot Number8
JurisdictionKANKAKEE IL
Township / Civil DivisionKANKAKEE
Census Block Group1
Census Block1026
Census Tract12400

Owner

981 S Evergreen Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Kankakee County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address981 S EVERGREEN AVE, KANKAKEE, IL 60901-5348
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUST SAVINGS BANK
Jul 24, 2026Warranty Deed, Transfer · Conventional Mortgage
TRUST SAVINGS BANK
Oct 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK
Dec 5, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2026 · Amount on File
Deed SaleJul 24, 2026 · Amount on File
Prior SaleJan 29, 2013 · Amount on File
Deed Document Number20268302
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Recording DateJul 30, 2026
Property Address981 S EVERGREEN AVE, KANKAKEE, IL 60901-5348
Document Number0000008515
Instrument DateJul 20, 2026
Instrument20268515
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyKHS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 S EVERGREEN AVE, KANKAKEE, IL 60901-5348

Mortgage

Document Number0000008515,
DateJul 30, 2026
Instrument20268515
Lender
NameTRUST SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.88%
Max Rate-1%

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANKAKEE IL
Recording DateJul 24, 2026
Property Address981 S EVERGREEN AVE, KANKAKEE, IL 60901-5348
Document Number0000008302
Instrument DateJul 20, 2026
Instrument20268302
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyKHS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$44,692.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address981 S EVERGREEN AVE, KANKAKEE, IL 60901-5348

Mortgage

Document Number0000008303,
DateJul 24, 2026
Instrument20268303
Lender
NameTRUST SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Property Address981 S EVERGREEN AVE, KANKAKEE, IL 60901-5348
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201812021
DateOct 29, 2018
Instrument201812021
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueOct 18, 2058
Interest
Rate TypeFixed Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANKAKEE IL
Property Address981 S EVERGREEN AVE, KANKAKEE, IL 60901-5348
Transaction TypeMortgage
Record UpdatedJan 8, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201913720
DateDec 5, 2019
Instrument201913720
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 981 S Evergreen Ave was $7,165 with a homeowner's exemption, up 7.7% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKankakee County
County SubdivisionKankakee Township
MunicipalityKankakee City
Unified School DistrictKankakee School District 111 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,165.00 (+7.68%)$70,697 Land $8,202 Building $62,495$212,091 Land $24,606 Building $187,485
2024$6,654.00
2023$55,490 Land $6,437 Building $49,053$166,470 Land $19,311 Building $147,159
2022$5,784.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 981 S Evergreen Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1994–2018)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 981 S Evergreen Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-KANKAKEE
private · serves 80,000 people · EPA ID IL0915030
Water SourceSurface water
Last State InspectionFeb 2025
Lead2 ppb (2026)
action level 15 ppb
Copper3.3 mg/L (2017–2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

May also be available: Verizon.

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