Davis County property record for 981 S 225 E, Layton, UT 84041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 816 sqft · built 1984 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,300 (Jun 2017) |
| Tax Bill | $1,828 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-183-0190 |
| Primary APN | 11-183-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Basement Area | 408 sqft |
| Unfinished Basement | 408 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 981 S 225 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84041-4169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL OF LOT 190, EASTVIEW SUB NO 9. CONT. 0.22 ACRES |
| Legal Subdivision | EASTVIEW SUBD 09 |
| Legal Lot Number | 190 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 126001 |
Source: Davis County records · APN 11-183-0190
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 981 S 225 E, LAYTON, UT 84041-4169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 08, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 06, 2017 | Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2017 · Amount on Record |
| Deed Sale | Jun 06, 2017 · Amount on Record |
| Prior Sale | Apr 11, 2014 · Amount on Record |
| Deed Document Number | 20173024629 |
| Deed Book / Page | 6780 / 448 |
| Prior Transfer Date | Jan 25, 1996 |
| Prior Transfer Doc | 0001224693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 981 S 225 E, LAYTON, UT 84041-4169 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE OF UTAH |
| Name | Verified Name |
|---|---|
| Address | 981 S 225 E, LAYTON, UT 84041-4169 |
| Document Number | 008858/430 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 8858/430 |
| Instrument | 3639328 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 981 S 225 E, LAYTON, UT 84041-4169 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 981 S 225 E, LAYTON, UT 84041-4169 |
| Document Number | 008059/771 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 8059/771 |
| Instrument | 3490011 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 981 S 225 E, LAYTON, UT 84041-4169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TTL INS AGCY |
| Name | Verified Name |
|---|
| Document Number | 0003268576 |
|---|---|
| Date | Jul 08, 2020 |
| Book Page | 7549/406 |
| Instrument | 3268576 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jun 06, 2017 |
| Property Address | 981 S 225 E, LAYTON, UT 84041-4169 |
| Document Number | 6780/448 |
| Book / Page | 6780 / 448 |
| Instrument Date | Jun 01, 2017 |
| Instrument | 3024629 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 S 225 E, LAYTON, UT 84041-4169 |
| Document Number | 3024630 |
|---|---|
| Date | Jun 06, 2017 |
| Instrument | 3024630 |
| Name | ACADEMY MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Davis County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,828.00 (+2.18%) | $191,950 (-39.06%) Land $99,188 Building $92,762 | $349,000 (+10.79%) Land $180,342 Building $168,658 |
| 2024 | $1,789.00 (+5.86%) | ||
| 2023 | $1,690.00 (-6.32%) | $315,000 Land $109,633 Building $205,367 | $315,000 Land $109,633 Building $205,367 |
| 2022 | $1,804.00 |
Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| Senawave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Telephone Companies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Boston Omaha, Connext Networks, JAB Wireless, Lumen Technologies.
Based on FCC filings for 245 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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