981 Riverview Dr, Gardnerville, NV 89460 Property Records

Douglas County property record for 981 Riverview Dr, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,390 sqft · built 1965
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Dec 2020)
Tax Bill	$1,765 (2026)
Deeds & Mortgages	May 2024 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1220-15-510-014`

Property Details

APN / Parcel Number

Primary APN	`1220-15-510-014`
Alternative APNs	`000027274190` `27274190`

Interior

Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	2,125 sqft
1st Floor Area	1,390 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	73,181 sqft (1.68 acres)
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	000027274190
Street Address	981 RIVERVIEW DR
City	GARDNERVILLE
State	NV
Zip	89460-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16
Legal Range	20E
Legal Township	12N
Legal Section	15
Legal Subdivision	GARDNERVILLE RHOS
Legal Block	2
Legal Lot Number	16
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	2
Census Block	2005
Census Tract	1000

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 RIVERVIEW DR, GARDNERVILLE, NV 89460-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 16, 2020	Grant Deed, Transfer PRIME LNDG
May 25, 2017	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	2020958298
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	981 RIVERVIEW DR, GARDNERVILLE, NV 89460-8909
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 RIVERVIEW DR, GARDNERVILLE, NV 89460-8909

Mortgage

Document Number	0000007464
Date	May 7, 2024
Instrument	2024-1007464

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Dec 16, 2020
Property Address	981 RIVERVIEW DR, GARDNERVILLE, NV 89460-8909
Document Number	0000958298
Instrument Date	Dec 3, 2020
Instrument	958298
Transaction Type	Transfer
Record Updated	Jan 4, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE MINDEN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,482.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 6662 GARDNERVILLE NV 894604611, GARDNERVILLE, NV 89460-4611

Mortgage

Document Number	958299
Date	Dec 16, 2020
Instrument	958299

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

Mortgage

Document Number	958300,
Date	Dec 16, 2020
Instrument	958300

Lender

Name	NEVADA RURAL HOUSING AUTHORITY
Address	CARSON CITY, NV 89701

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	981 RIVERVIEW DR, GARDNERVILLE, NV 89460-8909
Document Number	0000899092
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 RIVERVIEW DR GARDNERVILLE NV 894608909, GARDNERVILLE, NV 89460-8909

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,765.00 (+3.04%)	$99,772 (+11.64%) Land $70,000 Building $29,772
2025	$1,713.00 (+6.07%)	$89,371 (+3.01%) Land $59,500 Building $29,871	$255,346 (+3.01%) Land $170,000 Building $85,346
2023	$1,615.00	$86,757 Land $59,500 Building $27,257	$247,877 (+29.16%) Land $170,000 Building $77,877
2021			$191,914 Land $125,000 Building $66,914

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	61 (1982–2011)
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

Nearby Properties on Riverview Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures