981 Riverside Rd, Chilhowie, VA 24319 Property Records

Smyth County property record for 981 Riverside Rd, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,528 sqft · built 1958
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$646 (2025)
Deeds & Mortgages	Oct 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`66-A-10`

Property Details

APN / Parcel Number

Primary APN	`66-A-10`
Alternative APN	`51560`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,528 sqft Living Area
Gross Area	2,661 sqft
1st Floor Area	1,331 sqft
Basement Area	666 sqft
Unfinished Basement	666 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	51560
Street Address	981 RIVERSIDE RD
City	CHILHOWIE
State	VA
Zip	24319-5625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK 66 A 10
Legal Subdivision	SOUTH FORK
Jurisdiction	SMYTH VA
Township / Civil Division	RYE VALLEY
Census Block Group	1
Census Block	1007
Census Tract	30702

Owner

Source: Smyth County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 RIVERSIDE RD, CHILHOWIE, VA 24319-5625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 25, 2022
Transfer Doc	001092/965
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SMYTH VA
Recording Date	Oct 31, 2022
Property Address	981 RIVERSIDE RD, CHILHOWIE, VA 24319-5625
Document Number	001092/965
Book / Page	1092 / 965
Instrument Date	Oct 25, 2022
Instrument	220002776
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 RIVERSIDE RD, CHILHOWIE, VA 24319-5625

Mortgage

Document Number	001092/968
Date	Oct 31, 2022
Book Page	1092/968
Instrument	220002777

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,600 (-) Land $15,000 Building $94,600	$109,600 (-) Land $15,000 Building $94,600
2025	$646.00 (+22.81%)	$109,600 (+53.93%) Land $15,000 Building $94,600	$109,600 (+53.93%) Land $15,000 Building $94,600
2023	$526.00	$71,200 Land $12,500 Building $58,700	$71,200 Land $12,500 Building $58,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1989–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 72% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
SmythNet Fixed Wireless	100 / 100

May also be available: Xfinity.

Cell Coverage

No cell data coverage reported

Nearby Properties on Riverside Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures