Madera County property record for 981 Ridgeline Rd W, Madera, CA 93636
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,172 sqft · built 2022 |
| Lot Size | 0.221 acres (9,633 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,500 (Sep 2022) |
| Tax Bill | $11,792 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-221-044-000 |
| Primary APN | 080-221-044-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,172 sqft Living Area |
| 1st Floor Area | 3,172 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 9,633 sqft (0.221 acres) |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| City | SAN DIEGO |
|---|---|
| State | CA |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAFAYETTE AT RIVERSTONE 65/56 TR 285 LOT 92 |
| Legal Subdivision | LAFAYETTE AT RIVERSTONE |
| Legal Tract | 285 |
| Legal Lot Number | 92 |
| Jurisdiction | MADERA CA |
| Township / Civil Division | MADERA SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1100 |
981 Ridgeline Rd W is owned by two individuals who bought it in September 2022.
Source: Madera County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 RIDGELINE RD W, MADERA, CA 93636-8151 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on File |
| Deed Sale | Sep 19, 2022 · Amount on File |
| Deed Document Number | 202223959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Sep 19, 2022 |
| Property Address | 981 RIDGELINE RD W, MADERA, CA 93636-8151 |
| Document Number | 0000023959 |
| Map Reference | MB 65 PG 56-60 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022023959 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 981 RIDGELINE RD W # 92, 92, MADERA, CA 93636-8151 |
| Document Number | 0000023960 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022023960 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 981 Ridgeline Rd W was $11,792.
Source: Madera County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Golden Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $858,174 (+2%) Land $137,957 Building $720,217 | |
| 2025 | $11,792.00 | $841,348 Land $135,252 Building $706,096 |
| 2023 | $10,781.00 (+261.41%) | $766,913 Land $130,000 Building $636,913 |
| 2022 | $2,983.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 981 Ridgeline Rd W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Ridgeline Rd W is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERSTONE/ROOTCREEK WATER DISTRICT private · serves 10,276 people · EPA ID CA2010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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