981 Richard Ct, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 981 Richard Ct, Teaneck, NJ 07666

Property Summary

Property Type	Single Family Home
Details	1,412 sqft · built 1939
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$491,000 (Jan 2022)
Tax Bill	$11,705 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-04012-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`60-04012-0000-00038`
Alternative APNs	`600401200038` `040741`

Interior

Stories	2 Stories
Building Area	1,412 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	040741
Street Address	981 RICHARD CT
City	TEANECK
State	NJ
Zip	07666-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	50X100
Legal Subdivision	TEANECK GARDENS SUB 2
Legal Block	4012
Legal Lot Number	38
Jurisdiction	BERGEN NJ
Township / Civil Division	TEANECK
Census Block Group	2
Census Block	2002
Census Tract	54102

Owner

981 Richard Ct is owned and occupied by two individuals who bought it in January 2022.

Source: Bergen County and Teaneck Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	981 RICHARD CT, TEANECK, NJ 07666-5511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 21, 2021	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Prior Sale	Dec 21, 2021 · Amount on File
Deed Document Number	20226210
Deed Book / Page	4536 / 1714
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 14, 2022
Property Address	981 RICHARD CT, TEANECK, NJ 07666-5511
Document Number	0045361714
Book / Page	4536 / 1714
Instrument Date	Nov 19, 2021
Instrument	2022006210
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,088.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 1ST AVE # AVE5R, 130, NEW YORK, NY 10009-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 RICHARD CT, TEANECK, NJ 07666-5511

Mortgage

Document Number	2022006211
Date	Jan 14, 2022
Instrument	2022006211

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 21, 2021
Property Address	981 RICHARD CT, TEANECK, NJ 07666-5511
Document Number	0045030186
Book / Page	4503 / 186
Instrument Date	Nov 19, 2021
Instrument	2021184350
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TTL LLC HACKENSAC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,088.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 1ST AVE # AVE5F, 130, NEW YORK, NY 10009-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 RICHARD CT, TEANECK, NJ 07666-5511

Mortgage

Document Number	2021184351
Date	Dec 21, 2021
Instrument	2021184351

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 981 Richard Ct was $11,705, up 4.9% from the year before.

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Teaneck Township
Unified School District	Teaneck Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,700 (-) Land $277,500 Building $233,200	$510,700 (-) Land $277,500 Building $233,200
2025	$11,705.00 (+4.95%)	$510,700 Land $277,500 Building $233,200	$510,700 Land $277,500 Building $233,200
2024	$11,153.00
2023		$289,500 Land $175,000 Building $114,500	$289,500 Land $175,000 Building $114,500
2022	$9,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 981 Richard Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 981 Richard Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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