Erie County and Elma Town property record for 981 Rice Rd, Elma, NY 14059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,905 sqft · built 1947 |
| Lot Size | 1 acres (43,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Oct 1994) |
| Tax Bill | $5,205 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 144200 146.01-1-17 |
| Primary APN | 144200 146.01-1-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,905 sqft Living Area |
| 1st Floor Area | 1,055 sqft |
| Upper Floors Area | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 43,600 sqft (1 acres) |
| Lot Dimensions | 435 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 586 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 981 RICE RD |
|---|---|
| City | ELMA |
| State | NY |
| Zip | 14059-9583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | ELMA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 14102 |
981 Rice Rd is owned and occupied by two individuals who acquired it in May 2007.
Source: Erie County and Elma Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 RICE RD, ELMA, NY 14059-9583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 1994 · Amount on File |
| Deed Sale | Oct 28, 1994 · Amount on File |
| Deed Book / Page | 10878 / 8250 |
| Last Transfer Date | May 22, 2007 |
| Transfer Doc | 0111310767 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 981 Rice Rd was $5,205 with a homeowner's exemption, up 6.3% from the year before.
Source: Erie County and Elma Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Elma Town |
| Unified School District | Iroquois Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,205.00 (+6.31%) Homeowner's exemption | ||
| 2025 | $4,896.00 (+17.61%) | $9,000 (+2%) Land $1,500 Building $7,500 | $346,154 (+24.62%) Land $57,692 Building $288,462 |
| 2024 | $4,163.00 Homeowner's exemption | $7,500 (-) Land $1,500 Building $6,000 | $277,778 (+3.7%) Land $55,556 Building $222,222 |
| 2023 | Homeowner's exemption | $7,500 Land $1,500 Building $6,000 | $267,857 Land $53,571 Building $214,286 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 981 Rice Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985–1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 Rice Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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