Nassau County and Hempstead Town property record for 981 Pacific St, Baldwin, NY 11510
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 754 sqft · built 1926 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Aug 2019) |
| Tax Bill | $9,005 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-396-00-0222 |
| Primary APN | 54-396-00-0222 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 754 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Game Room | Game Room |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Wood Shingle |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 50 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 150 sqft |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Utility Building | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54396 02220 |
|---|---|
| Street Address | 981 PACIFIC ST |
| City | BALDWIN |
| State | NY |
| Zip | 11510-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 010 |
| Legal Block | 396 |
| Legal Lot Number | 222 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 413803 |
981 Pacific St is owned and occupied by two individuals who bought it in August 2019.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 PACIFIC ST, BALDWIN, NY 11510-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 7, 2019 | Grant Deed, Transfer · FHA Mortgage MLB RESID'L LNDG |
| Jun 25, 2018 | Trustee's Deed, Transfer · Construction Mortgage NO DOUBLES CAP CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Prior Sale | Jun 25, 2018 · Amount on File |
| Deed Document Number | 201965883 |
| Deed Book / Page | 13834 / 725 |
| Prior Transfer Date | Jun 16, 2012 |
| Prior Transfer Doc | 0128420005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 981 PACIFIC ST, BALDWIN, NY 11510-4431 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 981 PACIFIC ST, BALDWIN, NY 11510-4431 |
| Document Number | M470210020 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | M47021/20 |
| Instrument | 2023-4548 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 7, 2019 |
| Property Address | 981 PACIFIC ST, BALDWIN, NY 11510-4431 |
| Document Number | 0138340725 |
| Book / Page | 013834 / 000725 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 65883 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 164 WILLIAM ST VALLEY STREAM NY 115803604, VALLEY STREAM, NY 11580-3604 |
| Document Number | 435880241 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 043588/000241 |
| Instrument | 65884 |
| Name | MLB RESID'L LNDG |
|---|---|
| Address | SPRINGFIELD, NJ 07081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jun 25, 2018 |
| Property Address | 981 PACIFIC ST, BALDWIN, NY 11510-4431 |
| Document Number | 0136690653 |
| Book / Page | 013669 / 000653 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 55242 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $936.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14903 23RD AVE FLUSHING NY 113573613, FLUSHING, NY 11357-3613 |
| Document Number | 429070564 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 042907/000564 |
| Instrument | 55243 |
| Name | NO DOUBLES CAP CORP |
|---|---|
| Address | EAST NORWICH, NY 11732 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 24, 2019 |
The 2025 property tax bill for 981 Pacific St was $9,005 with a homeowner's exemption.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Baldwin Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300 Land $204 Building $96 | $300,000 | |
| 2025 | $9,005.00 | ||
| 2023 | $9,655.00 Additional exemption filed | $300 Land $204 Building $96 | $300,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 981 Pacific St in Zone X, an area of minimal flood risk, though there have been 93 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 93 (1978–2023) |
| Claims Outside the SFHA | 47 of 93 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 981 Pacific St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 912 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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