Chesterfield County property record for 981 Orchard Rd, Cheraw, SC 29520
| Property Type | Rural Home |
|---|---|
| Details | built 1997 |
| Lot Size | 49.7 acres (2,169,288 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $864 (2025) |
| Deeds & Mortgages | Aug 2009 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 222 000 000 157 |
| Primary APN | 222 000 000 157 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1997 |
|---|---|
| Lot Area | 2,169,288 sqft (49.7 acres) |
| Account Number | 00029119 |
|---|---|
| Street Address | 981 ORCHARD RD |
| City | CHERAW |
| State | SC |
| Zip | 29520-4346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 49.8 ACRES |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950501 |
981 Orchard Rd, a rural home, is owned and occupied by an individual who acquired it in March 2012.
Source: Chesterfield County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 981 ORCHARD RD, CHERAW, SC 29520-4346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2012 |
| Deed Sale | Mar 13, 2012 |
| Deed Document Number | 0004681235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 981 ORCHARD RD, CHERAW, SC 29520-4346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00442/0080 |
|---|---|
| Date | Aug 20, 2009 |
| Book Page | 442/0080 |
| Instrument | 200900002902 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 31, 2024 |
The 2025 property tax bill for 981 Orchard Rd was $864.
Source: Chesterfield County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $864.00 | $5,940 Land $510 Building $5,430 | |
| 2023 | $658.00 | $5,170 Land $450 Building $4,720 | $229,000 Land $111,000 Building $118,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 Orchard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 981 Orchard Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 75% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverNet Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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