Lake County property record for 981 Oak Dr, Crown Point, IN 46307
| Property Type | Condominium |
|---|---|
| Details | 12,144 sqft · built 2005 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,932 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-23-09-0503-0122 |
| Primary APN | 003-23-09-0503-0122 |
|---|---|
| Alternative APNs |
|
| Units | 8 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 12,144 sqft Adjusted Area |
| 1st Floor Area | 12,144 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Wood |
| Lot Area | 8,146 sqft (0.187 acres) |
| Garage Area | 520 sqft |
| Street Address | 981 OAK DR |
|---|---|
| City | CROWN POINT |
| State | IN |
| Zip | 46307-1590 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R33 |
| Legal Description | TROUTWINE ESTATES CONDOMINIUM UNIT 981 BUILDING C & GARAGE C961 |
| Legal Subdivision | TROUTWINE ESTATES CONDOMINIUM UNIT 981 B |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 43001 |
981 Oak Dr, a condominium, is owned and occupied by an individual who acquired it in September 2024.
Source: Lake County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 981 OAK DR, CROWN POINT, IN 46307-1590 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2024 |
| Deed Sale | Sep 30, 2024 |
| Prior Sale | Aug 2, 2006 · Amount on File |
| Deed Document Number | 202429085 |
| Prior Transfer Date | Dec 7, 2005 |
| Prior Transfer Doc | 0000110054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 981 OAK DR, CROWN POINT, IN 46307-1590 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001141 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2021-001141 |
| Name | LAKE MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | MERRILLVILLE, IN 46411 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Center Township |
| Municipality | Crown Point City |
| Unified School District | Crown Point Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208,300 Land $30,000 Building $178,300 | $208,300 Land $30,000 Building $178,300 | |
| 2024 | $1,932.00 | ||
| 2023 | $183,300 (+8.4%) Land $30,000 Building $153,300 | $183,300 (+8.4%) Land $30,000 Building $153,300 | |
| 2022 | $1,854.00 | $169,100 Land $30,000 Building $139,100 | $169,100 Land $30,000 Building $139,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 981 Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008 |
|---|---|
| Water Source | Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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