981 N Terrabella Ave, Eagle, ID 83616 Property Records

Ada County property record for 981 N Terrabella Ave, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,398 sqft · built 2009
Lot Size	0.882 acres (38,420 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,676 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1582150270`

Property Details

APN / Parcel Number

Primary APN	`R1582150270`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,398 sqft Living Area
Gross Area	4,637 sqft
1st Floor Area	2,908 sqft
Attic	Attic
Attic Area	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	38,420 sqft (0.882 acres)
Garage Type	Attached
Garage Area	1,016 sqft
Parking Spaces	9 Parking Spaces
Porch	Porch
Porch Area	63 sqft
Patio Area	137 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	981 N TERRABELLA AVE
City	EAGLE
State	ID
Zip	83616-7091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-DA
Legal Description	LOT 14 BLK 02 COVENANT HILL SUB
Legal Range	01E
Legal Township	04N
Legal Section	08
Legal Subdivision	COVENANT HILL SUB
Legal Block	02
Legal Lot Number	14
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1001
Census Tract	10232

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	981 N TERRABELLA AVE, EAGLE, ID 83616-7091
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2018	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Jun 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 20, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018
Deed Sale	Apr 20, 2018
Prior Sale	Mar 6, 2009 · Amount on Record
Deed Document Number	201835512
Last Transfer Date	May 24, 2019
Transfer Doc	0000048107
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	981 N TERRABELLA AVE, EAGLE, ID 83616-7091
Transaction Type	Mortgage
Record Updated	Sep 7, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062512
Date	Jul 5, 2018
Instrument	2018-062512

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Jun 6, 2019
Property Address	981 N TERRABELLA AVE, EAGLE, ID 83616-7091
Document Number	0000048107
Instrument Date	May 24, 2019
Instrument	48107
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	981 N TERRABELLA AVE EAGLE ID 836167091, EAGLE, ID 83616-7091

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 20, 2018
Property Address	981 N TERRABELLA AVE, EAGLE, ID 83616-7091
Document Number	0000035512
Instrument Date	Apr 18, 2018
Instrument	35512
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	981 N TERRABELLA AVE EAGLE ID 836167091, EAGLE, ID 83616-7091

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,676.00 (-14.85%) Homeowner's exemption	$1,299,800 (+15.82%)	$1,299,800 (+15.82%)
2024	$4,317.00 (-2.55%)
2023		$1,122,300 Land $396,300 Building $726,000	$1,122,300 Land $396,300 Building $726,000
2022	$4,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Anthem Broadband, CenturyLink, T-Mobile.

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