981 N Mill Rd, Addison, IL 60101 Property Records

DuPage County property record for 981 N Mill Rd, Addison, IL 60101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,996 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$522,000 (Apr 2026)
Tax Bill	$7,824 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-218-028`

Property Details

APN / Parcel Number

Primary APN	`03-20-218-028`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,996 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	624 sqft
2nd Floor Area	686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	12.5 ft deep x 6.7 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	981 N MILL RD
City	ADDISON
State	IL
Zip	60101-1275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TAMARA HEIGHTS UNIT 1 ALL
Legal Subdivision	TAMARA HEIGHTS
Legal Lot Number	2
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2001
Census Tract	840104

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	446 PARKWAY DR, 203, LINCOLNSHIRE, IL 60069-4410
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Apr 10, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Feb 7, 2014 · Amount on Record
Deed Document Number	202626283
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	0000026193
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	981 N MILL RD, ADDISON, IL 60101-1275
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 N MILL RD, ADDISON, IL 60101-1275

Mortgage

Document Number	0000019765
Date	Apr 15, 2024
Instrument	R2024-019765

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.75%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 22, 2026
Property Address	981 N MILL RD, ADDISON, IL 60101-1275
Document Number	0000026283
Instrument Date	Mar 25, 2026
Instrument	2026.26283
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,083.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026284,
Date	Apr 22, 2026
Instrument	2026..26284

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 10, 2019
Property Address	981 N MILL RD, ADDISON, IL 60101-1275
Document Number	0000026193
Instrument Date	Mar 8, 2019
Instrument	26193
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 N MILL RD ADDISON IL 601011275, ADDISON, IL 60101-1275

Mortgage

Document Number	26194
Date	Apr 10, 2019
Instrument	26194

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Addison Village
County	DuPage County
County Subdivision	Addison Township
Elementary School District	Addison School District 4 (PK - 08)
Secondary School District	DuPage High School District 88 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,824.00 (+3.33%) Homeowner's exemption	$124,557 (+7.9%) Land $36,914 Building $87,643	$373,671 (+7.9%) Land $110,742 Building $262,929
2024	$7,572.00 (+5.37%)	$115,437 (+11.45%) Land $34,211 Building $81,226	$346,311 (+11.45%) Land $102,633 Building $243,678
2022	$7,186.00 Homeowner's exemption	$103,580 Land $30,670 Building $72,910	$310,740 Land $92,010 Building $218,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADDISON serves 38,017 people · EPA ID IL0430050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jan 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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