981 Murrays Run Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 981 Murrays Run Rd, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,456 sqft · built 2016
Lot Size	2.13 acres (92,783 sqft)
Owner	Individual Name on Record
Tax Bill	$2,409 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53000-00-028.01`

Property Details

APN / Parcel Number

Primary APN	`53000-00-028.01`
Alternative APN	`80640`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Finished Basement	1,456 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	92,783 sqft (2.13 acres)
Garage Type	Attached
Garage Area	728 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	80640
Street Address	981 MURRAYS RUN RD
City	BARDSTOWN
State	KY
Zip	40004-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	981 MURRAYS RUN ROAD
Jurisdiction	NELSON KY
Township / Civil Division	COXS CREEK
Census Block Group	1
Census Block	1034
Census Tract	930202

Owner

Source: Nelson County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 MURRAYS RUN RD, BARDSTOWN, KY 40004-7711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 2, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BANK & CAPITAL TRUST CO
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & CAPITAL TRUST CO
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Recording Date	Sep 28, 2026
Property Address	981 MURRAYS RUN RD, BARDSTOWN, KY 40004-7711
Document Number	0000007211
Book / Page	1567 / 562
Instrument Date	Sep 21, 2026
Instrument	20267211
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 MURRAYS RUN RD, BARDSTOWN, KY 40004-7711

Mortgage

Document Number	0000007211,
Date	Sep 28, 2026
Book Page	1567/562
Instrument	20267211

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NELSON KY
Recording Date	Aug 17, 2026
Property Address	981 MURRAYS RUN RD, BARDSTOWN, KY 40004-7711
Document Number	0000005998
Book / Page	625 / 176
Instrument Date	Aug 17, 2026
Instrument	20265998
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 MURRAYS RUN RD, BARDSTOWN, KY 40004-7711

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	981 MURRAYS RUN RD, BARDSTOWN, KY 40004-7711
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1159/291
Date	Feb 2, 2018
Book Page	M1159/291
Instrument	2018001249

Lender

Name	UNITED BANK & CAPITAL TRUST CO
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 22, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	981 MURRAYS RUN RD, BARDSTOWN, KY 40004-7711
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1142/126
Date	Aug 8, 2017
Book Page	M1142/126
Instrument	2017009604

Lender

Name	FARMERS BANK & CAPITAL TRUST CO
Type	Bank
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	981 MURRAYS RUN RD, BARDSTOWN, KY 40004-7711
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1255/459
Date	Jun 12, 2020
Book Page	M1255/459
Instrument	2020005758

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,409.00 (-3.56%) Homeowner's exemption	$288,240 (+24.05%) Land $42,000 Building $246,240	$288,240 (+24.05%) Land $42,000 Building $246,240
2023	$2,498.00	$232,350	$232,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH NELSON WATER DISTRICT serves 13,365 people · EPA ID KY0900323
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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