981 Mendota St, Saint Paul, MN 55106 Property Records

Ramsey County property record for 981 Mendota St, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,077 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Sep 2020)
Deeds & Mortgages	May 2019 Sale Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-23-0187`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-23-0187`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,077 sqft Living Area
Gross Area	1,021 sqft
1st Floor Area	670 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	1,130 ft deep x 1,130 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	981 MENDOTA ST
City	SAINT PAUL
State	MN
Zip	55106-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	LOT 1 BLOCK 2 OF E. M. MACKUBIN'S 2ND ADDITION LOTS 1 & LOT 2 BLK 2
Legal Range	22
Legal Township	29
Legal Section	28
Legal Quarter	2
Quarter-Quarter Section	3
Legal Subdivision	E. M. MACKUBIN'S 2ND ADDITION
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3012
Census Tract	31600

Owner

981 Mendota St is owned and occupied by an individual who bought it in September 2020.

Source: Ramsey County records, as of September 12, 2022

Owner of Record	Individual Name on File
Mailing Address	981 MENDOTA ST, SAINT PAUL, MN 55106-3241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Warranty Deed, Transfer TITLE SMART INC
Apr 19, 2019	Warranty Deed, Transfer NETWORK TITLE INC
Jul 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage DAYTON'S BLUFF NBRHD HSNG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Deed Document Number	273796
Prior Transfer Date	Nov 24, 1999
Prior Transfer Doc	273796
Record Updated	Jun 7, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 24, 2019
Property Address	981 MENDOTA ST, SAINT PAUL, MN 55106-3241
Document Number	0004757415
Instrument Date	May 9, 2019
Instrument	4757415
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	TITLE SMART INC

Transaction

Amount	Amount on Record
Tax	$190.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 ORANGE AVE E ST PAUL MN 551193202, ST PAUL, MN 55119-3202

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 19, 2019
Property Address	981 MENDOTA ST, SAINT PAUL, MN 55106-3241
Document Number	0004753684
Instrument Date	Apr 12, 2019
Instrument	4753684
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount on Record
Tax	$78.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	606 CROMWELL AVE ST PAUL MN 551044911, ST PAUL, MN 55104-4911

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	981 MENDOTA ST, SAINT PAUL, MN 55106-3241
Document Number	0004722579
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 MENDOTA ST ST PAUL MN 551063241, ST PAUL, MN 55106-3241

Mortgage

Document Number	0004722579
Date	Aug 14, 2018
Instrument	4722579

Lender

Name	DAYTON'S BLUFF NBRHD HSNG SVCS
Address	823 7TH ST E, ST PAUL, MN 55106-5016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 13, 2038

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2022

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Flood

FEMA maps place 981 Mendota St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 981 Mendota St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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