981 Melson Ave, Jacksonville, FL 32254 Property Records

Duval County property record for 981 Melson Ave, Jacksonville, FL 32254

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 2006
Lot Size	0.12 acres (5,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,000 (Sep 2010)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058457-0020`

Property Details

APN / Parcel Number

Primary APN	`058457-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	1,354 sqft
1st Floor Area	1,268 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,226 sqft (0.12 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	981 MELSON AVE
City	JACKSONVILLE
State	FL
Zip	32254-3181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	13-26 17-2S-26E .12 POOLES R/P LOT 2
Legal Range	26E
Legal Township	02S
Legal Section	17
Legal Subdivision	POOLES R/P PT BLK 4 HARVE
Legal Lot Number	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2008
Census Tract	2702

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	989 MELSON AVE, JACKSONVILLE, FL 32254-3181
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2010 · Amount on Record
Deed Sale	Sep 27, 2010 · Amount on Record
Prior Sale	May 26, 2010
Deed Document Number	2010224404
Deed Book / Page	15377 / 2210
Prior Transfer Date	May 25, 2010
Prior Transfer Doc	0152560862
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	981 MELSON AVE, JACKSONVILLE, FL 32254-3181
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188880401
Date	Aug 5, 2019
Book Page	18888/0401
Instrument	2019181506

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	981 MELSON AVE, JACKSONVILLE, FL 32254-3181
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 DUNNS LAKE DR, JACKSONVILLE, FL 32218-9005

Mortgage

Document Number	0200930809
Date	Jan 12, 2022
Book Page	20093/809
Instrument	2022008895

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,814 (-27.67%)	$157,767 (-1.47%) Land $15,975 Building $141,792
2025	$2,599.00 (+17.66%)	$160,117 (+21.71%) Land $16,875 Building $143,242	$160,117 (+21.71%) Land $16,875 Building $143,242
2024	$2,209.00 (+7.23%)
2023	$2,060.00 (+14.38%)	$131,553 (+6.74%) Land $10,800 Building $120,753	$131,553 (+6.74%) Land $10,800 Building $120,753
2022	$1,801.00	$123,251 Land $8,100 Building $115,151	$123,251 Land $8,100 Building $115,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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