Franklin County property record for 981 Meadow Downs Trl, Galloway, OH 43119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,404 sqft · built 2004 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,900 (Sep 2017) |
| Tax Bill | $3,558 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-265834 |
| Primary APN | 010-265834 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,585 sqft (0.243 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 981 MEADOW DOWNS TRL |
|---|---|
| City | GALLOWAY |
| State | OH |
| Zip | 43119-8034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOW DOWNS TRAIL WESTBEND SECTION 3 LOT 121 |
| Legal Subdivision | WESTBEND SEC 3 |
| Legal Lot Number | 121 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 8170 |
Source: Franklin County records, as of June 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 981 MEADOW DOWNS TRL, GALLOWAY, OH 43119-8034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CME FEDERAL CREDIT UNION |
| Aug 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Aug 14, 2020 | Deed of Trust, Mortgage · Line of Credit CME FCU |
| Dec 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Sep 12, 2017 | Warranty Deed, Transfer · Line of Credit CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2017 · Amount on Record |
| Deed Sale | Sep 12, 2017 · Amount on Record |
| Prior Sale | Nov 24, 2004 · Amount on Record |
| Deed Document Number | 2017127109 |
| Prior Transfer Date | Apr 1, 2003 |
| Prior Transfer Doc | 0000270417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | May 18, 2026 |
| Property Address | 981 MEADOW DOWNS TRL, GALLOWAY, OH 43119-8034 |
| Document Number | 0000057960 |
| Instrument Date | May 12, 2026 |
| Instrument | 202657960 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 981 MEADOW DOWNS TRL, GALLOWAY, OH 43119-8034 |
| Document Number | 0000057960, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202657960 |
| Name | CME FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 20, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 981 MEADOW DOWNS TRL, GALLOWAY, OH 43119-8034 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | NOT AVAILABLE, ELITE LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000080825 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 202308100080825 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 981 MEADOW DOWNS TRL, GALLOWAY, OH 43119-8034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000119907 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 202008140119907 |
| Name | CME FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 20, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 981 MEADOW DOWNS TRL, GALLOWAY, OH 43119-8034 |
| Document Number | 0000004718 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 981 MEADOW DOWNS TRL GALLOWAY OH 431198034, GALLOWAY, OH 43119-8034 |
| Document Number | 0000004718 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 4718 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 12, 2017 |
| Property Address | 981 MEADOW DOWNS TRL, GALLOWAY, OH 43119-8034 |
| Document Number | 0000127109 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 127109 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | CROWN SEARCH SERVICES, CROWN SEARCH SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650856 DALLAS TX 752650856, DALLAS, TX 75265-0856 |
| Document Number | 127110 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 127110 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,280 (-) Land $26,460 Building $52,820 | $226,500 (-) Land $75,600 Building $150,900 | |
| 2024 | $3,558.00 (+1.31%) Homeowner's exemption | $79,280 (-) Land $26,460 Building $52,820 | |
| 2023 | $3,512.00 (+20.85%) Homeowner's exemption | $79,280 (+41.47%) Land $26,460 Building $52,820 | $226,500 (+41.47%) Land $75,600 Building $150,900 |
| 2022 | $2,906.00 Homeowner's exemption | $56,040 Land $9,240 Building $46,800 | |
| 2020 | $160,100 Land $26,400 Building $133,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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