981 Labrador Ln, Clover, SC 29710 Property Records

York County property record for 981 Labrador Ln, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,174 sqft · built 2015
Lot Size	0.431 acres (18,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,325 (Apr 2015)
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`559-01-01-334`

Property Details

APN / Parcel Number

Primary APN	`559-01-01-334`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,174 sqft Living Area
Gross Area	4,164 sqft
1st Floor Area	1,429 sqft
2nd Floor Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	18,781 sqft (0.431 acres)
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft
Patio Area	100 sqft

Location & Zoning

Street Address	981 LABRADOR LN
City	CLOVER
State	SC
Zip	29710-0473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	SOMERSET AT AUTUMN COVE LT 331
Legal Subdivision	SOMERSET AT AUTUMN COVE
Legal Lot Number	331
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4006
Census Tract	61708

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 LABRADOR LN, CLOVER, SC 29710-0473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2015 · Amount on Record
Deed Sale	Apr 30, 2015 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	2015295628
Deed Book / Page	14829 / 284
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	981 LABRADOR LN, CLOVER, SC 29710-0473
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1987500068
Date	Dec 28, 2021
Book Page	19875/68
Instrument	2021073482

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	981 LABRADOR LN, CLOVER, SC 29710-0473
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2207900108
Date	Aug 14, 2025
Book Page	22079/108
Instrument	2025027040

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,306.00 (+8.67%)	$16,849 (+15%) Land $2,401 Building $14,448	$526,400 (+38.34%) Land $75,000 Building $451,400
2023	$2,122.00	$14,651 Land $2,503 Building $12,148	$380,524 Land $65,000 Building $315,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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