Oakland County property record for 981 Keaton Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,324 sqft · built 1987 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $417,500 (Jun 2026) |
| Tax Bill | $4,832 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan Jun 2026 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-04-156-001 |
| Primary APN | 88-20-04-156-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,324 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 1,348 sqft |
| Finished Basement | 1,348 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 135 ft deep x 165 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 187 sqft |
| Deck Area | 391 sqft |
| Patio Area | 391 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 981 KEATON DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 4 TROY KEATON MANOR LOT 5 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 4 |
| Legal Subdivision | TROY KEATON MANOR SUB |
| Legal Lot Number | 5 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 196300 |
Source: Oakland County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 28588 NORTHWESTERN HWY, SOUTHFIELD, MI 48034-1840 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 1, 2026 | Warranty Deed, Transfer · Construction Mortgage COMMERCIAL LENDER LLC |
| Jun 1, 2026 | Warranty Deed, Construction Loan · Construction Mortgage COMMERCIAL LENDER LLC |
| Dec 18, 2025 | Intrafamily Transfer, Transfer |
| May 2, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on Record |
| Deed Sale | Jun 1, 2026 · Amount on Record |
| Deed Document Number | 202677574 |
| Deed Book / Page | 61247 / 41 |
| Prior Transfer Date | Nov 5, 2025 |
| Prior Transfer Doc | 20250160544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 1, 2026 |
| Property Address | 981 KEATON DR, TROY, MI 48098-1808 |
| Document Number | 0000077574 |
| Book / Page | 61247 / 41 |
| Instrument Date | May 21, 2026 |
| Instrument | 202677574 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | TITLE RX AGENCY, TITLE WRX AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316,256.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 28588 NORTHWESTERN HWY, SOUTHFIELD, MI 48034-1840 |
| Investor | Possibly a Property Investor |
| Document Number | 0000077874, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202677874 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 1, 2027 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 1, 2026 |
| Property Address | 981 KEATON DR, TROY, MI 48098-1808 |
| Document Number | 20260077574 |
| Book / Page | 61247 / 41 |
| Instrument Date | May 21, 2026 |
| Instrument | 202677574 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE AGENCY, TITLE WRX AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316,256.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 28588 NORTHWESTERN HWY, SOUTHFIELD, MI 48034-1840 |
| Investor | Possibly a Property Investor |
| Document Number | 0000077874, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 202677874 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 1, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 18, 2025 |
| Property Address | 981 KEATON DR, TROY, MI 48098-1808 |
| Document Number | 20250160544 |
| Book / Page | 60809 / 68 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 20250160544 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 981 KEATON DR, TROY, MI 48098-1808 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 981 KEATON DR, TROY, MI 48098-1808 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 2, 2019 |
| Property Address | 981 KEATON DR, TROY, MI 48098-1808 |
| Document Number | 0000068075 |
| Book / Page | 052787 / 000724 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 68075 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 KEATON DR TROY MI 480981808, TROY, MI 48098-1808 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,832.00 (-14.17%) | ||
| 2024 | $5,630.00 (+12.04%) | ||
| 2023 | $382,180 | ||
| 2022 | $5,025.00 | $191,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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