981 K St, Arcata, CA 95521 Property Records

Humboldt County property record for 981 K St, Arcata, CA 95521

Property Summary

Property TypeMixed Use Commercial Office / Residential
Lot Size1.44 acres (62,926 sqft)
Owner2 Owner Names on File
Tax Bill$4,535 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Sale
Flood ZoneZone X (minimal risk)
APN021-146-001-000

Property Details

APN / Parcel Number

Primary APN021-146-001-000
Alternative APN
  • 02114601

Exterior

Lot Area62,926 sqft (1.44 acres)

Location & Zoning

Old Parcel Number02114601
Street Address981 K ST
CityARCATA
StateCA
Zip95521-6194
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeIL
Legal DescriptionBL 190 CITY OF ARCATA BK5 MAPS PG81
Legal SubdivisionARCATA
Legal Block190
JurisdictionHUMBOLDT CA
Township / Civil DivisionARCATA
Census Block Group2
Census Block2011
Census Tract1001

Owner

Source: Humboldt County records · APN 021-146-001-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address1748 BABLER RD, MCKINLEYVILLE, CA 95519-3730

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Grant Deed, Transfer · Seller Carry-Back
JAMES
Jul 15, 2026Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 30, 2011
Transfer Doc0000018341
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateJul 15, 2026
Property Address981 K ST, ARCATA, CA 95521-6194
Document Number0000009461
Instrument DateJul 01, 2026
Instrument20269461
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$149,985.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

Mortgage

Document Number0000009462,
DateJul 15, 2026
Instrument20269462
Lender
NameJAMES
Special NotesSeller Financed
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Interest
Rate6.48%
Max Rate-1%

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionHUMBOLDT CA
Recording DateJul 15, 2026
Property Address981 K ST, ARCATA, CA 95521-6194
Document Number0000009460
Instrument DateApr 22, 2026
Instrument20269460
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Humboldt County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
MunicipalityArcata City
Elementary School DistrictArcata Elementary School District (KG - 08)
Secondary School DistrictNorthern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,535.00 (+2.46%)$309,706 (+3.77%) Land $219,050 Building $90,656
2023$4,426.00 (-0.87%)$298,449 Land $210,545 Building $87,904
2022$4,465.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
VFN Holdings
Fiber
2,300 / 2,300
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
101Netlink
Fixed Wireless
100 / 20

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ARCATA
serves 18,857 people
Water SourcePurchased groundwater from HUMBOLDT BAY MWD
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on K St

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