Fairfield County property record for 981 James Rd, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,116 sqft · built 1957 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jul 2024) |
| Tax Bill | $1,301 (2023) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-40986.00 |
| Primary APN | 053-40986.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Family Room | Family Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0406 00044 |
|---|---|
| Street Address | 981 JAMES RD |
| City | LANCASTER |
| State | OH |
| Zip | 43130-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUFFER-DURDIN ADD NO 2 LOT 128 |
| Legal Subdivision | HUFFER-DURDIN ADD |
| Legal Lot Number | 128 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 31402 |
Source: Fairfield County assessment roll, APN 053-40986.00, as of March 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 981 JAMES RD, LANCASTER, OH 43130-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE CRAIG A MILLER 2014 TRUST |
| Feb 28, 2024 | Warranty Deed, Transfer |
| Jun 01, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2024 · Amount on Record |
| Deed Sale | Jul 08, 2024 · Amount on Record |
| Prior Sale | Mar 22, 2024 · Amount on Record |
| Deed Document Number | 202400010337 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Mar 22, 2024 |
| Property Address | 981 JAMES RD, LANCASTER, OH 43130-2046 |
| Document Number | 0000004142 |
| Map Reference | MB 7 PG 46 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 202400004142 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1230 GINDER RD NW, LANCASTER, OH 43130-8444 |
| Document Number | 0000004143 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 202400004143 |
| Name | THE CRAIG A MILLER 2014 TRUST |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Feb 28, 2024 |
| Property Address | 981 JAMES RD, LANCASTER, OH 43130-2046 |
| Document Number | 0000002891 |
| Map Reference | MB 7 PG 46 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 202400002891 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3725 DONA DR, ZANESVILLE, OH 43701-7739 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 981 JAMES RD, LANCASTER, OH 43130-2046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010483 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 1824/4154 |
| Instrument | 202000010483 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 01, 2040 |
Source: Fairfield County assessment roll as of March 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,730 (+32.85%) Land $13,440 Building $46,290 | $170,650 (+32.85%) Land $38,400 Building $132,250 | |
| 2023 | $1,301.00 Homeowner's exemption | $44,960 (-) Land $10,710 Building $34,250 | |
| 2022 | Homeowner's exemption | $44,960 Land $10,710 Building $34,250 | $128,450 Land $30,600 Building $97,850 |
Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), as of December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450314023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 274 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Chillicothe Telephone Co Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system OH2301012, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LANCASTER CITY PWS serves 40,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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