981 Indian Rock Ave, Berkeley, CA 94707 Property Records

Alameda County property record for 981 Indian Rock Ave, Berkeley, CA 94707

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,904 sqft · built 1930
Lot Size	0.06 acres (2,597 sqft)
Owner	Individual Name on Record
Last Sale	$1,600,000 (Nov 2025)
Tax Bill	$17,275 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61-2585-12`

Property Details

APN / Parcel Number

Primary APN	`61-2585-12`
Alternative APN	`061-2585-012-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,597 sqft (0.06 acres)

Location & Zoning

Street Address	981 INDIAN ROCK AVE
City	BERKELEY
State	CA
Zip	94707-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00012 BLK: AR: 0061 PAGE: 2585
Legal Subdivision	BERKELEY HEIGHTS
Legal Block	4
Legal Lot Number	2
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2022
Census Tract	421200

Owner

Source: Alameda County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 INDIAN ROCK AVE, BERKELEY, CA 94707-2009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Grant Deed, Transfer THE UNIVERSITY OF CALIFORNIA HOME L
Jan 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
Jan 26, 2017	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Apr 1, 2002 · Amount on Record
Deed Document Number	2025149188
Prior Transfer Date	Jul 24, 2008
Prior Transfer Doc	0000263450
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 25, 2025
Property Address	981 INDIAN ROCK AVE, BERKELEY, CA 94707-2009
Document Number	0000149188
Map Reference	MB 24 PG 62
Instrument Date	Nov 4, 2025
Instrument	2025149188
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 INDIAN ROCK AVE, BERKELEY, CA 94707-2009

Mortgage

Document Number	0000149189
Date	Nov 25, 2025
Instrument	2025149189

Lender

Name	THE UNIVERSITY OF CALIFORNIA HOME L
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	981 INDIAN ROCK AVE, BERKELEY, CA 94707-2009
Document Number	0000016112
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	981 INDIAN ROCK AVE BERKELEY CA 947072009, BERKELEY, CA 94707-2009

Mortgage

Document Number	0000016112
Date	Jan 24, 2020
Instrument	16112

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	981 INDIAN ROCK AVE, BERKELEY, CA 94707-2009
Document Number	0000025214
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	981 INDIAN ROCK AVE BERKELEY CA 947072009, BERKELEY, CA 94707-2009

Mortgage

Document Number	0000025214
Date	Feb 1, 2017
Instrument	25214

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,071,291 (+2%) Land $321,387 Building $749,904
2025	$17,275.00 (+11.91%) Homeowner's exemption	$1,050,288 (+4.04%) Land $315,086 Building $735,202
2023	$15,436.00 Homeowner's exemption	$1,009,513 Land $302,854 Building $706,659	$1,636,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 972 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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