981 Howe Ave, Shelton, CT 06484 Property Records

Shelton City property record for 981 Howe Ave, Shelton, CT 06484

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,384 sqft · built 1948
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jun 2015)
Tax Bill	$4,401 (2026)
Deeds & Mortgages	Jan 2023 Refinance Dec 2018 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SHEL M:146 L:25`

Property Details

APN / Parcel Number

Primary APN	`SHEL M:146 L:25`
Alternative APNs	`SHLT M:146 L:25` `146 25`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
Basement Area	934 sqft
Unfinished Basement	934 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	146 25
Street Address	981 HOWE AVE
City	SHELTON
State	CT
Zip	06484-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	25
Jurisdiction	SHELTON CT
Township / Civil Division	SHELTON
Census Block Group	2
Census Block	2017
Census Tract	110602

Owner

Source: Shelton City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 HOWE AVE, SHELTON, CT 06484-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ENGLAND
Apr 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Dec 31, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2015 · Amount on Record
Deed Sale	Jun 2, 2015 · Amount on Record
Deed Book / Page	3559 / 315
Last Transfer Date	Dec 20, 2019
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	981 HOWE AVE, SHELTON, CT 06484-2326
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004213-241
Date	Jan 13, 2023
Book Page	4213/241
Instrument	2023-149

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	981 HOWE AVE, SHELTON, CT 06484-2326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3847-127
Date	Dec 14, 2018
Book Page	3847/127

Lender

Name	BANK OF ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	981 HOWE AVE, SHELTON, CT 06484-2326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3948-241
Date	Apr 8, 2020
Book Page	3948/241

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELTON CT
Recording Date	Dec 31, 2019
Property Address	981 HOWE AVE, SHELTON, CT 06484-2326
Document Number	3927-251
Book / Page	003927 / 000251
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HOWE AVE SHELTON CT 064842326, SHELTON, CT 06484-2326

Tax Assessment & Valuation

Source: Shelton City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Shelton City
Unified School District	Shelton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,401.00 (+0.5%)	$283,780 (+21.96%) Land $119,000 Building $164,780	$510,943 (+213.7%)
2025	$4,379.00	$232,680 (-) Land $105,000 Building $127,680	$162,876 Land $73,500 Building $89,376
2024	$4,379.00 (+7.72%)
2023	$4,065.00	$232,680 Land $105,000 Building $127,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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