981 Hooper Ave NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 981 Hooper Ave NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,367 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Nov 2014)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-02-81-8`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-02-81-8`
Alternative APNs	`28-37-28-02-00081.0-0008.00` `2836775`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,367 sqft Living Area
Gross Area	1,671 sqft
1st Floor Area	1,367 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	286 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	18 sqft
Deck Area	983 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836775
Street Address	981 HOOPER AVE NE
City	PALM BAY
State	FL
Zip	32905-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 8 LOT 8 BLK 81
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 8
Legal Block	81
Legal Lot Number	8
Legal Unit	8
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1000
Census Tract	65130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 HOOPER AVE NE, PALM BAY, FL 32905-4513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jan 8, 2021	Quit Claim Deed, Transfer EXPRESS L C L SERVICES, EXPRESS L C L SVCS
Dec 4, 2017	Deed of Trust, Mortgage · FHA Mortgage RP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2014 · Amount on Record
Deed Sale	Nov 18, 2014 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Document Number	2014226565
Deed Book / Page	7249 / 1168
Last Transfer Date	Dec 2, 2020
Transfer Doc	0089760074
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	981 HOOPER AVE NE, PALM BAY, FL 32905-4513
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HOOPER AVE NE, PALM BAY, FL 32905-4513

Mortgage

Document Number	0093630364
Date	Dec 20, 2021
Book Page	9363/364
Instrument	2021330830

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 8, 2021
Property Address	981 HOOPER AVE NE, PALM BAY, FL 32905-4513
Document Number	0089760074
Book / Page	008976 / 000074
Instrument Date	Dec 2, 2020
Instrument	5143
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	EXPRESS L C L SERVICES, EXPRESS L C L SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	981 HOOPER AVE NE PALM BAY FL 329054513, PALM BAY, FL 32905-4513

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	981 HOOPER AVE NE, PALM BAY, FL 32905-4513
Document Number	0080571087
Book / Page	008057 / 001087
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HOOPER AVE NE PALM BAY FL 329054513, PALM BAY, FL 32905-4513

Mortgage

Document Number	0080571087
Date	Dec 27, 2017
Book Page	008057/001087
Instrument	268653

Lender

Name	RP FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,280 (+2.7%)	$242,910 (-6.62%)
2025	$3,218.00 (+40.34%) Homeowner's exemption	$214,490 (+36.39%)	$260,140 (+22.82%)
2024	$2,293.00 (+2.64%)
2023	$2,234.00 (+4.34%) Homeowner's exemption	$157,260 (+3%)	$211,800 (+9.37%) Land $55,000 Building $156,800
2022	$2,141.00 Homeowner's exemption	$152,680	$193,650 Land $50,000 Building $143,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Wire 3.

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