Kittitas County property record for 981 Highland Loop, Ronald, WA 98940
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 575 sqft · built 1979 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Nov 2012) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-14-02051-1214 |
| Primary APN | 20-14-02051-1214 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 575 sqft Living Area |
| Gross Area | 863 sqft |
| 1st Floor Area | 575 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Material | Metal |
| Lot Area | 11,326 sqft (0.26 acres) |
| Terrain | Gentle Slope |
| Deck Area | 230 sqft |
| Patio Area | 230 sqft |
| Storage Building | 64 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Old Parcel Number | P792234 |
|---|---|
| Street Address | 981 HIGHLAND LOOP |
| City | RONALD |
| State | WA |
| Zip | 98940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | KC-R-3 |
| Legal Description | ACRES .26, PINE LOCH' SUN #2 LOT 14 BLOCK L SEC. 2; TWP. 20; RGE. 14 |
| Legal Range | 14 |
| Legal Township | 20 |
| Legal Section | 02 |
| Legal Subdivision | PINELOCH SUN 02 |
| Legal Block | L |
| Legal Lot Number | 14 |
| Jurisdiction | KITTITAS WA |
| Township / Civil Division | CLE ELUM |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 975101 |
Source: Kittitas County records, as of July 10, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1418 UNDINE ST, BELLINGHAM, WA 98229-2235 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| May 29, 2018 | Deed of Trust, Mortgage UMPQUA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2012 · Amount on Record |
| Deed Sale | Nov 15, 2012 · Amount on Record |
| Deed Document Number | 0020121781 |
| Deed Book / Page | 2012 / 1781 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 981 HIGHLAND LOOP, RONALD, WA 98940 |
| Document Number | 0012210115 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 981 HIGHLAND LOOP RONALD WA 98940, RONALD, WA 98940 |
| Document Number | 0012210115 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 12210115 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 20, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KITTITAS WA |
| Property Address | 981 HIGHLAND LOOP, RONALD, WA 98940 |
| Document Number | 0005300042 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 981 HIGHLAND LOOP RONALD WA 98940, RONALD, WA 98940 |
| Document Number | 0005300042 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 5300042 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 29, 2038 |
Source: Kittitas County assessment roll, as of September 30, 2022
| Type | Name |
|---|---|
| State | Washington |
| County | Kittitas County |
| Unified School District | Cle Elum-Roslyn School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $290,830 Land $83,330 Building $207,500 | $290,830 Land $83,330 Building $207,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 13 (1990–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 82% of Washington |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inland Telephone Company Fiber | 500 / 500 |
| Gigabeam Internet Fixed Wireless | 300 / 300 |
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