981 Gowan Rd, Inman, SC 29349 Property Records

Spartanburg County property record for 981 Gowan Rd, Inman, SC 29349

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,975 sqft · built 2017
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Mar 2017)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-4300-01019`

Property Details

APN / Parcel Number

Primary APN	`1-4300-01019`
Alternative APN	`179933`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,975 sqft Living Area
Gross Area	2,742 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	81,022 sqft (1.86 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	495 sqft
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	179933
Street Address	981 GOWAN RD
City	INMAN
State	SC
Zip	29349-7614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 GOWANS CROSSING SEC 3 PB 170-841
Legal Subdivision	GOWANS XING SEC 3
Legal Lot Number	19
Jurisdiction	SPARTANBURG SC
Township / Civil Division	INMAN
Census Block Group	2
Census Block	2001
Census Tract	22805

Owner

981 Gowan Rd is owned and occupied by an individual who acquired it in January 2021.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	981 GOWAN RD, INMAN, SC 29349-7614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 27, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on File
Deed Sale	Mar 27, 2017 · Amount on File
Prior Sale	Mar 27, 2017 · Amount on File
Deed Document Number	0000013053
Deed Book / Page	00115E / 000692
Last Transfer Date	Jan 12, 2021
Transfer Doc	0000001627
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPARTANBURG SC
Recording Date	Jan 12, 2021
Property Address	981 GOWAN RD, INMAN, SC 29349-7614
Document Number	0000001627
Book / Page	130-Q / 957
Map Reference	MB 170 PG 841
Instrument Date	Dec 22, 2020
Instrument	2021-01627
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	981 GOWAN RD, INMAN, SC 29349-7614

Mortgage

Document Number	0000001628
Date	Jan 12, 2021
Book Page	5990/483
Instrument	2021-01628

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Jan 1, 2038

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 27, 2017
Property Address	981 GOWAN RD, INMAN, SC 29349-7614
Document Number	0000013053
Book / Page	00115E / 000692
Instrument Date	Mar 23, 2017
Instrument	13053
Transaction Type	Subdivision Related Transfer
Record Updated	May 27, 2017
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE COMPANY, INC.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$813.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	981 GOWAN RD INMAN SC 29349, INMAN, SC 29349

Mortgage

Document Number	13054
Date	Mar 27, 2017
Book Page	005254/000335
Instrument	13054

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 26, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 981 Gowan Rd was $2,093, up 1.5% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00 (+1.5%)	$10,686 Land $1,043 Building $9,643	$309,500 Land $30,200 Building $279,300
2024	$2,062.00 (+1.38%)
2023	$2,034.00	$10,686 Land $1,043 Building $9,643	$309,500 Land $30,200 Building $279,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 981 Gowan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 981 Gowan Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INMAN CAMPOBELLO W/D (4220002) serves 41,007 people · EPA ID SC4220002
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Also Mapped Here	SJWD MIDDLE TYGER WTP
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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